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Compare Credit Card Offers in Australia

Australia's leading credit card comparison website

We provide our visitors with vital, unbiased information on leading credit card offers in Australia. Unlike many other financial comparison sites, we specialise only in credit cards and have been online since 2005. Credit Card Offers is 100% Australian owned and operated. If you have any questions about the products listed here on our site, please don't hesitate to contact us.

Our credit card comparison service is 100% free with no hidden costs. Our aim is to help you compare credit cards to help you find the best offer and provide you access to secure online credit card applications. When you click on the apply buttons you will be sent to the bank or issuer site directly to complete the application, where full terms and conditions will be displayed. We don't collect any of your personal information at any point. Whether you are looking for low interest, low balance transfer, no annual fee, rewards or a combination inbetween, we will have a credit card to suit.

A Selection of Our Most Popular Credit Card Offers

Great 0% BT offer

ANZ's Low Rate credit card has a low interest rate and up to 55 days interest free on purchases & free security

13.49%
p.a.
21.74%
p.a.
0%
for 16 months
$58

No Annual or Late Fees Ever with 0% for 12 months

The brand new Citi Simplicity card ticks many boxes for those not wanting to pay annual fees but still enough some of the perks that credit cards can deliver.

19.99%
p.a.
19.99%
p.a.
0%
for 12 months
$0
for life

16 month balance transfer offer

ANZ Platinum credit card has no annual fee if spending $20K each year, alongside free travel insurance and more.

19.74%
p.a.
21.49%
p.a.
0%
for 16 months
$0
first year - save $87

0% for 12 on purchases + BT Offer

The Westpac Low Rate credit card has a low standard purchase rate, up to 55 days interest free shopping, & free extra card holder

0%*
for 12 months
21.49%
p.a.
1.99%
for 12 months
$45

0% on Balance Transfer for 13 months

The Bankwest Breeze credit card offers an amazing 0% on balance transfers for 13 months, any unpaid balance reverts to the low purchase rate of 12.24% p.a.

12.24%
p.a.
21.99%
p.a.
0%
for 13 months
$59

$0 Annual Fee & 0% BT

The HSBC credit card has $0 annual fee, generous balance transfer and interest free purchases at over 1,000 stores in AU

17.99%
p.a.
21.99%
p.a.
0%
for 6 months
$0

0% for 18 Month BT

Citibank Rewards Classic is offering 0% on balance transfers for 16 months as well as $44 annual fee for the first year~.

20.99%
p.a.
21.24%
p.a.
0%
for 18 months
$89

Low purchase rate

Get 0% p.a. on balance transfers for 6 months + low purchase rate of 10.99% p.a.

10.99%
p.a.
21.69%
p.a.
0%
for 6 months
$99

7,500 bonus Velocity Points

(if you spend $300 in the first 3 months) No annual fee ever. Earn up to 2 Velocity points for every $1 that you spend.

20.74%
p.a.
NA
p.a.
0.99%^
for 6 months
$0

Long 0% Balance Transfer

Great long balance transfer offer of 0% p.a. for 12 months, a low standard purchase rate + range of complimentary platinum benefits.

12.99%
p.a.
21.74%
p.a.
0%
for 12 months
$49

0% Balance Transfers for 14 months

The St.George Vertigo credit card is the most popular St.George card with a low interest rate and up to 55 days interest free on purchases

13.24%
p.a.
21.49%
p.a.
0%
for 14 months
$55

$0 Annual Fee + 0% BT for 6 Mths

Pay no interest on balance transfers for the first 6 months and pay no annual fee, ever!

17.99%
p.a.
21.99%
p.a.
0%
for 6 months
$0

0% on Purchases and Balance Transfers

Get 0% p.a. on purchases and balance transfers for 9 months + up to 50% off Virgin flight base fares

0%
for 9 months
20.99%
p.a.
0%
for 9 months
$129

0% for 24 months#

Citibank's Rewards Platinum card offers 1.25 points per $1 spent in AU, up to 3 per $1 overseas, a range of free insurance and more. (#3% BT Fee Applies)

20.99%
p.a.
21.74%
p.a.
0%#
for 24 months
$199

Ideal for travelling overseas

The 28 Degrees card has no annual fee & no international transaction fees.

20.99%
p.a.
20.99%
p.a.
4.99%
for 6 months
$0

Low Interest Credit Cards

Low interest rate credit cards focus on providing the lowest rate for purchases and balance transfers. Low rate credit cards are best for people that don’t pay off their credit card balance every month. The more debt you have, the higher the importance of having the lowest interest rate on your balance. Swapping to a low rate card can save a great deal in interest payments.

See all low rate cards

Balance Transfer Credit Cards

Balance transfer credit cards are great for people that currently suffer high credit card debt. You can transfer the balance of your previous credit card(s) to a new provider. The new provider rewards you by charging none to very little interest for a period of time.

See all balance transfer cards

Rewards Credit Cards

Rewards credit cards generally charge a high level of interest. The annual fee is much higher than other types. They are best used by people that pay off their balance every month plus have a reasonably high spend on their card. When thinking about reward cards you should forecast how much you think you will spend in a year. Check how many points you will receive and what you can get for those points. This is a great way to compare reward cards as 1 point in one program can be totally different to 1 point in another. If the rewards outstrip the higher costs then this type of card is for you.

See all rewards cards

Frequent Flyer Credit Cards

These are a type of rewards credit card whereby the main rewards are points that can be used for free tickets or upgrades on flights. Frequent flyer cards are best used by people that travel regularly and have a decent credit card spent every month. They typically attract the highest level of interest, therefore are best for people that pay off their balance each month.

See all frequent flyer cards

No Annual Fee Credit Cards

No annual free credit cards typically have a higher level of standard interest than other cards, and are best used by people that pay off their balance every month. No annual fee offers generally don’t offer any rewards program. They can be great to have as a second card for emergency access to funds. You get the ability to access funds if you need to without the annual fee.

See all no annual fee cards

Debit Cards

Debit cards are issued through Visa or MasterCard meaning that they can be used anywhere that the respective credit cards are accepted. Instead of being charged interest you load your own money onto the cards and then use them as you would a credit card. They can be very convenient when travelling to replace carrying cash around. Additionally you don’t have to be over 18 to apply.

See all debit cards

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