Credit Card Offers: Compare Credit Cards Australia
Australia's leading credit card comparison web site
We provide our visitors with vital, unbiased information on leading credit cards in Australia. Unlike many other financial comparison sites, we specialise only in credit cards and have been online since 2005. Credit Card Offers Pty Ltd is 100% Australian owned and operated. If you have any questions about the products listed here on our site, please don't hesitate to contact us. Browse through our site to find the best credit cards for your needs.
Our credit cards comparison service is 100% free and provides you access to secure online credit card applications. Whether you are looking for low interest, balance transfer, no annual fee, rewards or a combination inbetween, we will have a credit card to suit.
Below are a selection of our most popular and recommended credit cards:
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Suncorp Platinum Credit Card
With credit card rates going up and up why not fix your credit card debt at 3.9% for life. That's just one of the great features of the Suncorp Platinum Visa Card.
The privilege and convenience of a Personal Concierge to provide you with information and assistance for both business and pleasure from anywhere in the world, 24 hours a day, 7 days a week. Redeem Rewards points for Take Flight® Cashback, airline and hotel vouchers.Earn 1 Reward point for every $1 spent and points don't expire while the card remains open.Use your Suncorp Platinum Card for personal items and have them repaired or replaced when lost, damaged or stolen up to 90 days after purchase. |
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Low Interest Rate Credit Cards
Low interest rate credit cards focus on providing the lowest rate for purchases and balance transfers. Low rate credit cards are best for people that don’t pay off their credit card balance every month. The more debt you have, the higher the importance of having the lowest interest rate on your balance. Swapping to a low rate card can save a great deal in interest payments.
Balance Transfer Credit Cards
Balance transfer credit cards are great for people that currently suffer high credit card debt. You can transfer the balance of your previous credit card(s) to a new provider. The new provider rewards you by charging none to very little interest for a period of time.
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| Suncorp Platinum Card |
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Card Annual Fee |
$205 |
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Interest rate |
19.99% p.a. on purchases |
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Balance transfer |
3.9% p.a. for life |
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Rewards program |
$1 spent = 1 point |
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| Citibank Clear Card |
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Card Annual Fee |
$65 |
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Interest rate |
15.49% p.a. on purchases |
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Balance transfer |
0% p.a. for 6 months |
No Annual Fee Credit Cards
No annual free credit cards typically have a higher level of standard interest than other cards, and are best used by people that pay off their balance every month. No annual fee offers generally don’t offer any rewards program. They can be great to have as a second card for emergency access to funds. You get the ability to access funds if you need to without the annual fee.
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| HSBC Credit Card |
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Annual Fee |
$0 |
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Interest rate |
16.99% p.a. on purchases |
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Balance transfer |
0% p.a. for 6 months |
Rewards Credit Cards
Rewards credit cards generally charge a high level of interest. Tthe annual fee is much higher than other types. They are best used by people that pay off their balance every month plus have a reasonably high spend on their card. When thinking about reward cards you should forecast how much you think you will spend in a year. Check how many points you will receive and what you can get for those points. This is a great way to compare reward cards as 1 point in one program can be totally different to 1 point in another. If the rewards outstrip the higher costs then this type of card is for you.
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| Citibank Gold Card |
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Annual Fee |
$149 |
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Credit Interest rate |
20.49% p.a. on purchases |
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Balance transfer |
1.9% p.a. for 12 months |
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Rewards program |
$1 spent = 1 point |
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| Earth Platinum Credit Card |
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Annual Fee |
$250 |
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Credit Interest rate |
19.39% p.a. on purchases |
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Balance transfer |
0.99% p.a. for 6 months |
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Rewards program |
$1 spent = 1.5 point |
Frequent Flyer Credit Cards
These are a type of rewards credit card whereby the main rewards are points that can be used for free tickets or upgrades on flights. Frequent flyer cards are best used by people that travel regularly and have a decent credit card spent every month. They typically attract the highest level of interest, therefore are best for people that pay off their balance each month.
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| NAB Qantas Platinum |
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Annual Fee |
$290 |
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Credit Interest rate |
19.99% p.a. on purchases |
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Balance transfer |
6.99% p.a. for 6 months |
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Rewards program |
$1 spent = 1.5 point |
Debit Card Comparison Offers
Debit cards are issued through Visa or MasterCard meaning that they can be used anywhere that the respective credit cards are accepted. Instead of being charged interest you load your own money onto the cards and then use them as you would a credit card. They can be very convenient when travelling to replace carrying cash around. Additionally you don’t have to be over 18 to apply.
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