ANZ Frequent Flyer Visa Credit Card - Apply Online

	Key Credit Card Features:
	SPECIAL OFFER: 2.9% on balance transfers for up to 12 months Earn unlimited Bonus Points^ at over 2,000 ANZ Bonus Partner outlets. You can receive up to 2 Bonus Points^ for every dollar spent at ANZ Bonus Partners. Visa acceptance at over 24 million locations worldwide. Up to 44 days interest free days on purchases 24/7 ANZ Falcon™ security protection. Interest rate of 17.99% p.a.^ Total Annual Account fee of $952 Earning points: Earn up to one Qantas Frequent Flyer Point for every dollar up to $1,500 spent monthly (excluding cash equivalent transactions) ^ Earn up to one Qantas Frequent Flyer point for every two dollars thereafter, up to and including a maximum monthly spend of $5,000. ^ Earn Unlimited Bonus Points^

^ Points and Bonus Points are earned and added to the Account Holders Qantas Frequent Flyer account in accordance with the ANZ Frequent Flyer Visa Reward Terms and Conditions (please call 13 22 73 for a copy) and subject to payment being made within payment terms. Qantas Frequent Flyer points are not earned on cash advances or payment for cash equivalent transactions such as the purchase of travellers cheques or gaming chips. Limits apply to the number of Points you can earn in a monthly statement cycle. These limits do not apply to Bonus Points. An Account Holder must be a member of the Qantas Frequent Flyer program to redeem Qantas Frequent Flyer points. A joining fee applies. Membership and points are subject to the Terms and Conditions of the Qantas Frequent Flyer program. ANZ will not be liable for any loss or damage whatsoever resulting from a delay in the process of receiving and/or approving applications. Standard annual percentage rate is 17.99% p.a. as at 17 February 2009 and is subject to change.

2. ANZ Frequent Flyer Visa a total annual fee of $95 applies which includes $40 annual account fee (plus $10 for each additional card) and a $55 Rewards Program Services Fee per card issued under your account.

™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited (ANZ) ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074 664 715. ANZ's colour blue is a trademark of ANZ.

The Frequent Flyer Visa Credit Card from ANZ.