ANZ Visa Rewards Credit Card - Apply Online

	Key Features:
	Earn 2 Reward Points2 for every $1 spent on purchases using your ANZ Rewards American Express® card Earn 1.5 Reward Points2 for every $1 spent on purchases using your ANZ Rewards Visa card Redeem points for a huge selection of rewards including Shopping Vouchers, Gift Cards, Merchandise, Travel Options and much, much more. Interest rate of 19.74% p.a. on purchases and 20.99% p.a. on cash advances Up to 44 interest free days on purchases Annual Card Fee of $89 for ANZ Rewards Visa and $129 annual fee for ANZ Rewards Visa Gold Card*

Terms and conditions apply and are available on application. Fees and charges apply. Approval subject to ANZ's credit assessment criteria.
2. Reward Points and Bonus Reward Points accrue in accordance with the ANZ Rewards – Rewards Program Terms and Conditions (PDF 563kB) (please call 13 13 14 for a copy). Purchases exclude cash and cash equivalent transactions. This Reward Points information displayed on this page applies to new customers only. Existing customers may be subject to a different Reward Points earn rate on both their ANZ Rewards American Express card and/or ANZ Rewards Visa card. Existing customers should call 13 22 73 for information regarding the Reward Points earn rate that applies to their account.
3. Spend on purchases assumes a spend split of 70% on ANZ Rewards Visa card and 30% on ANZ Rewards American Express card, and a $50 Gift Card that requires 9,900 Reward Points.
4. For ANZ Rewards a Total Annual Fee of $89 applies which includes a $34 Annual Account Fee and a $55 Rewards Program Services Fee. For ANZ Rewards Gold a Total Annual Fee of $129 applies which includes a $74 Annual Account Fee and a $55 Rewards Program Services Fee. For additional cardholders an Additional Cardholder Fee of $10 and Rewards Program Services Fee of $55 apply per additional cardholder on the account. The Total Annual Fee information displayed on this page applies to new customers only. Existing customers may be subject to a different Total Annual Fee and should call 13 22 73 for information regarding the Total Annual Fee that applies to their account.
6. To redeem a $50 gift card 9,990 Reward Points are required and this equates to spend of $6,055, assuming spend on purchases within 3 months split 70% on the ANZ Rewards Visa card and 30% on the ANZ Rewards American Express card.
American Express is a registered trademark of American Express. The ANZ Rewards American Express card is issued by Australia and New Zealand Banking Group Limited (ANZ) pursuant to a license from American Express.