American Express Platinum Edge Credit Card

	Key features:
	Special offer: 0% on purchases for the first 6 months Bonus 20,000 Reward Points when you spend $500 in the first 2 months A complimentary Virgin Blue domestic economy return flight every year1. Earn points up to 3x faster with Membership Rewards2. Complimentary Domestic and International Travel Insurance3. Supplementary Cards - up to 4 with no annual Card fee5. Complimentary enrolment into Membership Rewards Ascent6, saving $80 per year. American Express Network brings you a world of attractive offers and discounts7. Platinum Priority Service 24/7. Up to 55 days interest free8. Interest rate of 20.74% p.a.9 Annual Card Fee $149 3 x points for every dollar spent at major supermarkets2. 2 x points for every dollar spent at major petrol stations2. 1 x point for every dollar spent on all other purchases2. Redeem the points you earn with seven different Airline Rewards programs10. No points expiry13. Apply Online

	Credit Card Application Criteria:
	You must be at least 18 years of age You must have a Good Credit History You must be a Permanent Resident or Australian Citizen You must earn a Minimum Income of $50,000 p.a.

Terms and Conditions
1.All flights are subject to availability and American Express does not guarantee that seats or tickets will be available on the dates or at the times you may wish to fly. Seat availability may be limited to certain dates and/or flights and it may be more difficult to book seats around public holidays, school holidays or special events. Some flights may not have any seats available for redemption. Route availability is subject to change without notice. All travel is subject to the American Express Flight Offer Conditions.
2.Subject to the Terms and Conditions of the Membership Rewards program available here. Participating retailers include the following merchants who have been classified as "major supermarkets": Bi-Lo, Flemings, Safeway, Woolworths, Coles, IGA, Franklins, Fishers, Fresh Provisions, Food For Less, Supabarn, Macro Wholefoods. Participating retailers include the following merchants who have been classified as "major petrol stations": BP, Shell, Caltex Woolworths, 7 Eleven, Woolworths Petrol, Safeway petrol, Peak & Gull. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & petrol station retailers are only eligible for additional points if the transactions are made in Australia.
3.American Express Platinum Edge Credit Card Insurances are underwritten by ACE Insurance Limited (ABN 23 001 642 020, AFSL No. 239687) (ACE) and are subject to the terms, conditions and exclusions contained in the American Express Platinum Edge Credit Card Insurances policy of insurance between American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313) (American Express) and ACE. This does not take into account your objectives, financial situation or needs. It is important for you to read the Terms and Conditions available here and consider the appropriateness of that insurance in relation to your individual requirements.
4.Offer only available to new Platinum Edge Credit Card members and spend $500 in the first 2 months of Card membership. Please allow 8-10 weeks after the $500 spend benchmark has been met for the 20,000 Membership Rewards points to be awarded to the Card member's account.
5.Supplementary Credit Card members must be over 18 years of age. You will be liable for all Supplementary Credit Card spending. Subject to the Terms and Conditions of the Membership Rewards program available here. Participating retailers include the following merchants who have been classified as 'Major Supermarkets' by American Express: Bi-Lo, Coles, Coles Central, IGA, Supa IGA, Flemings, Safeway, Woolworths Metro, Woolworths Supermarkets, Food For Less, Fishers, Fresh Provisions, Macro Wholefoods, Supabarn, Franklins and the following merchants who have been classified as 'Major Petrol Stations' by American Express: Caltex Woolworths, Coles Express, Shell, 7-Eleven & Mobil, BP, Safeway Plus Petrol, Woolworths Plus Petrol, Peak Petrol. Exceptions may apply if an individual merchant trading as one of the above named retailers does not accept American Express as a form of payment. Purchases at major supermarket & major petrol station retailers are only eligible for additional points if the transactions are made in Australia.
6.Subject to the Terms and Conditions of the Membership Rewards program available here.
7.Purchases must be charged in full to your American Express Platinum Edge Credit Card. Offers cannot be combined with other promotions or offers. American Express and the business establishment reserve the right to change the terms and conditions at any time without prior notice.
8.The number of actual interest-free days depends upon when you make a purchase, when your statement is issued, whether you have obtained a balance transfer and whether or not you are carrying forward a balance on your account from your previous statement period. There are no interest free days on cash advances.
9.All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 12 January 2011 and is subject to change.
10.To transfer Membership Rewards points for points into an airline rewards or Frequent Guest partner program you must be a member of the partner program. Membership of the partner program is the Card member's responsibility and is subject to the terms and conditions of the applicable program. A joining fee may apply.
13.So long as your account remains current and in good standing.
24.This information is current as at 15 September 2010 and is subject to change. These flights are available with Qantas Frequent Flyer program and the Singapore Airlines KrisFlyer programme. Based on return economy flights. Please check availability before transferring your points. Additional fees, taxes and surcharges may apply. Subject to the Terms and Conditions of the Membership Rewards program. American Express International, Inc. (ABN 15 000 618 208). Incorporated with limited liability in Delaware, USA. Licensed Travel Agent, 12 Shelley Street, Sydney NSW 2000. License No. NSW 2TA000113, VIC 30233, QLD TAG132, WA9TA81, SA TTA214584, TAS TAS064, ACT 212/D.