ANZ Balance Credit Card - Apply Online

	Key Features:
	SPECIAL OFFER: 2.9% on balance transfers for up to 12months5 Earn 1 Reward Point for every $1 you repay to your balance, includes any balances transferred, interest and fees. Redeem Reward Points for Cashback, Shopping Vouchers and Gift Cards No limit to reward points you can earn Up to 55 days interest free credit on purchases Design your card with an image or photo of your choice Interest rate of 14.49% p.a. on purchases Annual Fee $79 (includes $22 Rewards Program fee) Apply Online

Terms and Conditions available on application. Fees and charges apply. Approval is subject to ANZ's normal credit approval criteria.
1. Reward Points are not earned on Cashback transactions to your account. Reward Points accrue in accordance with the ANZ Balance Visa Rewards Program Terms and Conditions (call ANZ on 13 22 73 for a copy).
2. Interest rate on purchases is 14.49% p.a. and cash rate is 21.74% p.a. as at 16 November 2010 and is subject to change.
3. Includes a $22 Rewards Program Services Fee, which applies per card issued under your account. An annual $10 Additional Cardholder Fee also applies for each additional card.
4. Subject to image guidelines. Terms and conditions available at www.designmycard.com.au
5. Offer only available to applicants who apply for a new ANZ credit card by 19 March 2011. Not available when you transfer from an existing ANZ credit card account. The balance transfer must be completed at the time of applying for or, at the time of activating your new ANZ credit card account. The balance transfer interest rate reverts to the standard variable interest rate applicable to purchases on your card after 18 months from the date the card is approved and any balances that remain unpaid at the end of this period will become subject to the standard variable rate for purchases. Interest accrues on balance transfers from the date the transfer is processed by ANZ. Terms and conditions apply to balance transfers (please call 13 13 14 for a copy). Balance transfers to an ANZ Balance Visa account will be subject to a 1% fee on the amount transferred. This fee will not apply to balance transfers requested at the time of credit card application.
™ ANZ Falcon is a trademark of Australia and New Zealand Banking Group Limited ABN 11 005 357 522. Falcon is a trademark of Fair Isaac Corporation (DUNS) ABN 074664715.