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Credit Cards > Citibank > Citibank Personal Credit

Citibank Personal Credit - Apply Online

Last updated on December 20th, 2012

Citibank Personal Credit gives you extra cash when you need it.

You have the flexibility of a credit card with the convenience of a personal loan. Use Citibank Personal Credit for everyday spending, a holiday or those bigger items, like a boat or a new car.

  • Standard purchase and cash advance rate of 14.50% p.a. (no cash advance fees)
  • Establishment fee of $69 with annual credit card fee of $99
  • Citibank Personal Credit allows you to access funds when ever you need them, without the extra costs. Only pay for the amount you use, pay no cash advance or ATM fees at over 3,000 ATMs throughout Australia.
  • Access your cash with your Visa Debit card domestically or overseas - online, instore, ATMs and over the phone or use your personalised cheque book.
  • Part of the Citibank Dining Program - receive a complimentary bottle of wine when you everytime you dine at a Citibank Partner Restaurant.
  • Credit limit between $2,000 to $30,000

Terms and Conditions

Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. Click here to read the Citibank Personal Credit terms and conditions

Citibank Personal Credit - Apply Online
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Read the terms and conditions

Fast Secure Application

  • When you click Apply you will be taken to the Bank's secure online application.
  • It typically takes 10-15 mins to complete the form.
  • Once approved you will be receive your credit card in post within 1-2 weeks.

Application Criteria

  • You must be at least 18 years of age
  • You must have a Good Credit History
  • You must be a Permanent Resident or Australian Citizen.
  • You must earn a Minimum Income of $35,000 p.a.

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