Citibank BP Credit Card - Apply Online

	Key Features:
	Save On Your Credit Card 0% p.a. for 6 months for all balances transferred BP-Citibank MasterCard gives you automatic savings on everything you buy anywhere. With the BP-Citibank MasterCard the money you save is simply credited to your account. Save at BP Get 10% cashback if you spend $600 or more at BP Save Everywhere Else 0.5% off everything else you buy anywhere3 Citibank World Privileges Access to Citibank World Privileges with up to 25% off shopping, dining and travel worldwide. Interest Rates, Interest Free Period and Annual Fees Purchase rate of 20.89% p.a., Cash Advance rate is currently at 21.39% p.a. and an annual fee of $89. All this with up to 55 days interest free4

	Credit Card Application Criteria:
	You must be at least 18 years of age You must have a Good Credit History You must be a Permanent Resident or Australian Citizen You must earn a Minimum Income of $25,000 p.a.

Terms and Conditions
Fees and charges apply. Terms and conditions apply and are available upon request.
Subject to your acceptance you will be billed an annual account fee which is currently $89 for the Primary BP-Citibank MasterCard, and $30 for an Additional BP-Citibank MasterCard.

1. The 0% p.a. interest rate applies to balances transferred with this offer at point of application for your BP-Citibank MasterCard, for a period of 6 months. The
6 month promotional period commences once the balance transfer is processed. Transferred balances are repaid first during this period. Annual fees attract interest at the retail purchases rate. At the end of the balance transfer period, the interest rate on any outstanding transferred balance will revert to the BP-Citibank MasterCard cash advance interest rate, currently 21.39% p.a. The current BP-Citibank MasterCard interest rate for retail purchases is 20.89% p.a. Interest rates are variable, subject to change and credit criteria. The interest rates are current as at 8 December 2010. This offer ends 30 April 2012.
2. Apply by 30 April 2012 and, if your application is accepted and you use your BP-Citibank MasterCard, receive a 10% Cash Back Rebate for the first
$600 worth of purchases made at participating BP outlets in Australia. The 10% cash back rebate is available until 31 July 2012. After 31 July 2012, the Cash Back Rebate for your BP-Citibank MasterCard purchases at participating BP outlets in Australia will revert to the standard rate of a 5% cash back rebate for the first $600 spend at participating BP outlets in each Statement Period. All other Retail Purchases and bill payments (excluding purchases at any fuel outlet, including BP) made using your BP-Citibank MasterCardwill give you a 0.5% cash back rebate on the first $5,000 spent on your Account during any monthly Statement Period. Rebates available from account approval.
The cash back rebate amount earned in your monthly Statement Period (E.g. Nov 15-Dec 14) will be reflected in a cash back rebatesummary in that month's statement (E.g. Dec statement). The cash back rebate will be credited to your Account in whole multiples of $25. Any amount of cash back that does not equal $25 or a multiple of $25 will be rolled over to the following Statement Period.
3. 5% cash back rebates with BP is limited per Account to the first $600 you spend on your BP-Citibank MasterCard at participating BP outlets each Statement Period.
4. Other Retail Purchases and bill payments (excluding purchases at any fuel outlet, including BP) made using your BP-Citibank MasterCard will give you
0.5% cash back rebate on the first $5,000 spent on your Account during any monthly Statement Period from account approval.
The cash back rebate amount earned in your monthly Statement Period (E.g. Nov 15-Dec 14) will be reflected in a cash back rebatesummary in that month's statement (E.g. Dec statement). The cash back rebate will be credited to your Account in whole multiples of $25. Any amount of cash back that does not equal $25 or a multiple of $25 will be rolled over to the following Statement Period.
5. Actual credit limit will be assigned based on Citibank's credit criteria subject to confirmation that you earn a minimum of $30,000 p.a. and subject to your credit rating. Credit limit is up to $25,000 at point of initiation.
6. The maximum 55 days interest free period applies when you pay your balance off in full for two consecutive months. If you carry a balance on your
BP-Citibank MasterCard from month to month, the 55 days interest free period does not apply and you are charged interest once you make a purchase. No interest free period is available on Cash Advances or Balance Transfers.
7. The information shown in the calculator is indicative and acts as a guide only. The figures and formulae used within the calculator may change at any time without notice. The calculator does not take into account any fees or charges.
MasterCard® and the MasterCard® brand mark are registered trademarks of MasterCard® International Incorporated.