Citibank Gold Credit Card - Apply online

	Key Features:
	Special Offer: 1.9% for 12 months on balance transfers1 Generous credit limit of $25,000# Complimentary Rewards Programme* Enjoy complimentary access to a superior Rewards Programme Complimentary International Travel Insurance^ Citibank World Privileges Up to 55 days interest free on retail purchases Apply Online and Receive a Response in 60 Seconds

Other features that a Citibank Gold Card provides:

Citibank World Privileges
It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops, shows and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's finest restaurants, you'll find something to tempt you.

Complimentary International Travel Insurance
Automatically covers you and your family when you buy your travel tickets with your Citibank Gold Card. Your cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss or damage to personal items.

Purchase Cover

PhotoCard Security
Allows you to personalise your Card as an extra safeguard against unauthorised use.

Worldwide Acceptance
Worldwide acceptance at over 22 million locations

Worldwide Customer Service
Worldwide personal customer service 24 hours a day, 7 days a week

Terms, Conditions, Fees and Charges apply and are available on request.

Subject to your acceptance you will be billed an annual account fee which is currently $149 for the Primary Citibank Gold card, and $30 for an Additional Citibank Gold card.
1. The 1.9% p.a. interest rate applies to balance transfers with this offer for a period of 12 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Cash Advance Gold card interest rate currently 21.24% p.a. The Gold Card current standard variable rate is 20.74% p.a. on retail purchases. Interest rates are variable subject to change and Citibank's Credit Criteria. Interest rates last updated 13/05/2010.
2. International Travel Insurance and Purchase Cover is underwritten by Zurich Australian Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
3. Rewards are subject to the Citi Rewards Terms and Conditions. Reward points are not earned on balance transfers or cash advances. Reward points never expire while the card remains open.
4. Citibank World Privileges - payment must be made using Citibank Credit Cards. Privileges cannot be used in conjunction with any other promotional programs or offers. Citibank and the business establishment reserve the right to change the terms and conditions at any time. Refer to worldprivileges.citibank.com for up to date offer details.
5. Purchase Cover is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions. Please refer to the Terms and Conditions for a full explanation of cover and exclusions.
6. Actual credit limit will be assigned based on Citibank's credit criteria..
7. We will credit your account with 5,000 Reward points after your first retail or cash advance transaction.
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