Citibank Silver Credit Card - Compare Online

	Key Features:
	A low 2.9%p.a.Ø for 12 months on balance transfers† Generous credit limit of up to $7,500 Silver Rewards Program For every dollar spent = 1 rewards point Rewards points never expire while the card remains open Annual fee of $89 Apply Online

Other features that a Citibank Silver Card provides:

Citibank World Privileges
It's your passport to exclusive upgrades, benefits and discounts at thousands of hotels, restaurants, shops and services worldwide. With everything from glorious weekends away to sumptuous dinners in Australia's finest restaurants, you'll find something to tempt you.

PhotoCard Security
Allows you to personalise your Card as an extra safeguard against unauthorised use.

Purchase Cover
Provides insurance for most new purchases on your Citibank Credit Card. If any items are lost, stolen or damaged within three months of purchase, we'll arrange for them to be repaired, replaced, rebuilt or reinstated, free of charge, anywhere in the world.

FRAUDSHIELD®
Monitoring to warn against irregular spending.

Optional CreditShield® Plus Insurance
If you are unable to work due to illness, accident or unemployment, CreditShield® Plus will cover your minimum monthly repayments. In the event of death or total disablement CreditShield® Plus will pay off your outstanding balance up to $20,000.

Worldwide Acceptance
Worldwide acceptance at over 22 million locations

Worldwide Customer Service
Worldwide personal customer service 24 hours a day, 7 days a week

Annual Fee
$89

Terms and Conditions

An annual fee currently $89 for the Primary Card and $15 for an Additional Card applies. Credit Card Fees and charges apply.
1. The 2.9% p.a. interest rate applies only to balances transferred with this offer for a period of 12 months. Transferred balances will be repaid first. Any transactions made other than with this offer are at the standard Credit Card rate. The standard Citibank Silver credit card rate is currently 20.49%p.a, which is variable, subject to change and Citibank's credit criteria. Interest rates last updated 15/12/2009.
2. Rewards are subject to the Citibank Rewards Terms and Conditions. Reward points are not earned on balance transfers or cash advances. Reward points never expire while the card remains open.
5. Purchase Cover is underwritten by Zurich Australian Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
6. Actual credit limit will be assigned based on Citibank credit criteria subject to confirmation that you earn a minimum of $20,000 p.a. and subject to your credit rating. Credit limit is up to $7,500 at point of initiation. Over time, credit limit may increase up to $10,000, if satisfies Citibank's credit criteria.