Citibank Emirates Platinum Credit Card - Apply Online

Exclusive Offer: Receive a Balance Transfer rate of 0% for the first 7 months with 4 SkyWards Miles for every $1 spent up to 50,000 miles! Also benefit from Complimentary lounge access in Australia and Dubai, Chauffer-Drive Service to and from Australian Airports and Compimentary International Travel and Purchase Cover Insurance.

	Key Features:
	Exclusive Offer: 0% on Balance Transfers for the first 7 Months Bonus Reward Points: Earn 4 SkyWards Miles for every $1 spent up to 50,000 SkyWard Miles1 Complimentary lounge access in Australia and Dubai2 and chauffeur-drive service to and from Australian airports3 Complimentary international travel and purchase cover insurance5 24/7 Personal Concierge around the world7 Optional Credit Card Insurance8 - Protection if you can't make your repayments Annual Credit Card Fee of $229

	Credit Card Application Criteria:
	You must be at least 18 years of age You must have a Good Credit History You must be a Permanent Resident or Australian Citizen You must earn a Minimum Income of $40,000 p.a.

Terms and Conditions
Subject to your acceptance you will be billed an annual account fee which is currently $229 for the Primary Emirates Citibank Platinum Card, and $90 for an Additional Emirates Citibank Platinum Card.

1. The 0% balance transfer interest rate applies to balances transferred with this offer at point of application, for a period of 7 months from account approval. To be eligible for this balance transfer offer, you need to apply by 30 September 2011. Transferred balances are repaid first during this period. At the end of the balance transfer period, interest rate on any outstanding transferred balance will revert to the interest rate for cash advances; currently 21.24% p.a. for the Emirates Citibank Platinum Credit Card. Purchases, cash advances, balance transfers and special promotions made other than with this offer are charged at the applicable standard variable interest rates. Interest rates are variable, subject to change and our credit criteria. This offer ends 30 September 2011. Interest rates last updated
8 December 2010.

2. Chauffeur-driven transfers to or from Australian airports to an Emirates flight is restricted to once per annum on purchasing an Emirates flight with your Emirates Citibank Platinum Card, trans-Tasman flights and group bookings are excluded. Chauffeur-drive is provided by Emirates and their authorised third parties to Emirates Citibank Platinum Cardholders. Citibank accepts no liability for this service. The service will transport you free of charge within a fixed distance from each airport, while travel farther afield can be arranged for a small cost. For full terms and conditions, please visit www.emirates.com/au The Emirates Citibank Platinum Cardholder must be travelling on the booked flight to be eligible for the free chauffeur-drive service.

3. Each Emirates Citibank Platinum Cardholder is automatically provided one complimentary Emirates Lounge Voucher per year for the primary cardholder and one guest to access any Emirates Lounge in Australia when travelling that day on an Emirates flight purchased with their Emirates Citibank Platinum card. Complimentary access to the Marhaba Lounge in Dubai Airport (Up to four hours, charges may apply for additional hours) is provided by MasterCard to Emirates Citibank Platinum Cardholders upon presentation at the lounge of their Emirates Citibank Platinum Card, and is subject to the Marhaba Lounge's conditions of use. Emirates Lounges are administered by Emirates and/or third parties for Emirates. Citibank accepts no liability for this benefit.

4. An Emirates Citibank Platinum cardholder must be a member of Skywards Frequent Flyer Programme to earn Skywards Miles. Membership is free and subject to Skywards terms and conditions. For new applicants, the 4 miles per dollar spend special promotion applies to Retail Purchases up to the value of 50,000 Miles. Cash Advances, Balance Transfers and Special Promotions are excluded from this offer. Cardholders must apply by 30 September 2011 and earn up to 50,000 Miles or spend before the 31 December 2011 to be eligible for this offer. After the 50,000 Miles, Skyward Miles are earned at a rate of 1.5 miles for every dollar spent on Retail Purchases. Up to 150,000 Miles can be earned per annum on the card (from the date of account approval). A Cardholder must provide their Skywards membership number to Citibank in order for the Skyward Miles transfer to occur. Miles are transferred to Cardholder's Skywards account at the end of each statement cycle. Please allow up to 15 days from the end of your statement cycle for miles to be credited into your Skywards account.

5. International Travel, Travel Accident, Extended Warranty and Purchase Cover are provided automatically to cardholders under a master agreement between Zurich Australian Insurance Limited ABN 13 000 296 640, AFSL No. 232507 and Citigroup Pty Limited, and are subject to Terms and Conditions and exclusions available at citibank.com.au. An excess applies to Purchase Cover Insurance.

© 2011 Citigroup Pty Limited ABN 88 004 325 080, AFSL No. 238098, Australian Credit Licence No. 238098 issues and provides credit for the Emirates Citibank Platinum Credit Card.