Citibank Emirates Platinum Credit Card - Apply Online

	Key Features:
	Exclusive Offer: Earn 3 Skywards Miles per $1 spent1 Complimentary lounge access in Australia and Dubai2 and chauffeur-drive service to and from Australian airports3 2.9% p.a. on balance transfers for 12 months from other non-Citibank credit or store cards and personal loans4 Low annual fee of $229 Complimentary international travel and purchase cover insurance6 Emirates is an international award-winning airline that flies to over 100 destinations on six continents 24/7 Personal Concierge around the world7 Minimum income of $50,000 a year required to apply for this card. Apply Online

Terms and conditions, fees and charges apply and are available on request.
1. An Emirates Citi Platinum cardholder must be a member of Skywards Frequent Flyer Programme to earn Skywards Miles. Membership is free and subject to Skywards terms and conditions. The 3 miles per dollar spend special promotion applies to Retail Purchases up to the value of 10,000 Miles. Cash Advances, Balance Transfers and Special Promotions are excluded from this offer. Cardsholders must apply and spend before the 30 June 2010 to be eligible for this offer. After the 10,000 Miles, Skyward Miles are earned at a rate of 1.5 miles for every dollar spent on Retail Purchases. Up to 150,000 Miles can be earned per annum on the card (from the date of account approval).
A Cardholder must provide their Skywards membership number to Citi in order for the Skyward Miles transfer to occur. Miles are transferred to Cardholder's Skywards account at the end of each statement cycle. Please allow up to 15 days from the end of your statement cycle for miles to be credited into your Skywards account.
2. Emirates Lounges: Emirates Lounge access for the primary cardholder and guest is restricted to limited Australian airports once per annum on purchasing any class of Emirates flight from Australia with the Emirates Citi Platinum Card. This is in addition to existing First and Business Class benefits. For additional terms and conditions, please visit www.emirates.com/au. Marhaba Lounge: Access to the Marhaba Lounges in Dubai is provided by MasterCard to Emirates Citi Platinum cardholders and is subject to the terms and conditions specified by MasterCard and Marhaba at mastercard.com/ae/personal/en/promotions/dubai_airport.html
3. Chauffeur-driven transfers to and from Australian airports to an Emirates flight are restricted for Economy Class travellers to once per annum on purchasing an Economy Class ticket with the Emirates Citi Platinum Card. Distance limits apply. Trans-Tasman flights and group bookings are excluded. For full terms and conditions, please visit www.emirates.com/au.
4. The 2.9% p.a. interest rate applies to balance transfers with this offer for a period of 12 months. Transferred balances are repaid first. At the end of the balance transfer offer period your interest rate will revert to the Cash Advance Emirates Citi Platinum card interest rate currently 20.74% p.a. The Emirates Citi Clear Platinum Card current standard variable rate is 20.74% p.a. on retail purchases. Interest rates are variable subject to change and Citibank's Credit Criteria. Interest rates last updated 01/06/2010.
6. International Travel, Travel Accident, Extended Warranty and Purchase Cover Insurance are underwritten by Zurich Australia Insurance ABN 13 000 296 640 AFSL No. 232507 and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance.
7. Concierge Services- you will be informed of the cost and options, if available, before any booking or purchase is made for you. Concierge Services will not incur costs on your behalf unless your prior consent has been received. Any ticket purchases once authorised and confirmed by you will be deemed as non-refundable on non-exchangeable items.
8. As at November 2008