Coles MasterCard

The Coles MasterCard is a great everyday shopping card provided by Coles. It offers no annual fee for the first year and you can use your FlyBuys points to enjoy $10 off your shopping at Coles Supermarkets^. You also receive up to 62 days interest free on your purchases.

	Key Features:
	No annual fee for the first year. Save $49 Up to 62 days interest free Interest rate of 19.99% p.a. on purchases and cash advances Earn instant $10 off if you redeem 2,000 flybuys points The convenience of your Coles MasterCard and flybuys card in one 2 FlyBuys point for every $1 you spend everywhere you use your card, plus earn standard points at flybuys participants Worldwide MasterCard acceptance

^2000 FlyBuys points are required to redeem $10 off at the checkout each time. Number of required points could change. Excludes Coles Express, Coles Local and Coles Online. Minimum spend is $10.05 after savings and discounts in one transaction at Coles Supermarkets, BI-LO and Pick 'n Pay (excluding smoking/tobacco product purchases, Coles Group gift cards and iTunes cards).

+ FlyBuys points awarded for using a Coles MasterCard linked to your FlyBuys membership are in addition to FlyBuys points awarded by FlyBuys participants. Please refer to colesmastercard.com.au/flybuysparticipants for a list of Coles MasterCard eligible FlyBuys participants. Eligible transactions are explained in the Coles MasterCard Loyalty Terms & Conditions found on colesmastercard.com.au. Eligible transactions exclude cash advances, credit fees or charges, credits, refunds, reimbursements, business purchases or balance transfers into your account.

*Please refer to flybuys.com.au for use of FlyBuys points, full list of participants, exclusions and full terms and conditions. Note that participants’ earn rates vary.

Coles is a registered trademark of Coles Supermarkets Australia Pty Ltd.  MasterCard and the MasterCard brand mark are registered trademarks of MasterCard International. PayPass is the trademark of MasterCard International Incorporated.  Credit facility provided by GE Capital Finance Australia (ABN 42 008 583 588), Australian Credit Licence number 392145, trading as GE Money.