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Last updated on Sept 22nd, 2014

Compare the Coles Rewards Card

The Coles Rewards MasterCard offers 0% on balance transfers for the first 6 months and you can use your flybuys points to enjoy an instant $10 off at the checkout when you redeem 2,000 points at Coles Supermarkets.

You earn 2 points per $1 you spend everywhere - that’s on top of the usual flybuys points from other partners. For example when you shop at Coles Supermarkets with your new Coles MasterCard you will earn 3 points for every dollar you spend when you scan the flybuys barcode on your card. Plus enjoy up to 62 days interest free when you pay your balance off in full each month.

  • 0% p.a. on balance transfers for 6 months
  • Annual credit card fee of $49
  • Up to 62 days interest free (when paying off your balance in full each month)
  • Standard purchase and cash advance rate of rate of 19.99% p.a.
  • Earn instant $10 off if you redeem 2,000 flybuys points
  • The convenience of your Coles Rewards Card and flybuys card in one
  • 2 FlyBuys point for every $1 you spend everywhere you use your card, plus earn standard points at flybuys participants
  • Worldwide MasterCard acceptance

Note: In order to apply for a Coles Rewards Platinum card, you need to apply for a Rewards card where you may be offered the option to upgrade to a Platinum version.

Terms and Conditions

Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. Click here to read the Coles Credit Card terms and conditions

Coles Credit Card - Apply Online
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Read the terms and conditions

Fast Secure Application

  • When you click Apply you will be taken to the Bank's secure online application.
  • It typically takes 10-15 mins to complete the form.
  • Once approved you will be receive your credit card in post within 1-2 weeks.

Application Criteria

  • You must be at least 18 years of age
  • You must have a Good Credit History
  • You must be a Permanent Resident or Australian Citizen.
  • You must earn a Minimum Income of $15,000 p.a.

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