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Last updated on December 20th, 2012

Compare the Coles Rewards Card

The Coles Rewards Card is a great everyday shopping card provided by Coles. It offers 0% on balance transfers for the first 6 months and you can use your FlyBuys points to enjoy $10 off your shopping at Coles Supermarkets^.

Those who are used to swiping a FlyBuys card with their shopping will find it handy to have points added automatically when using this card (no need to present the FlyBuys card separately). The bonus points available via Coles partner retailers are also worth considering. With this card you also receive up to 62 days interest free on your purchases, which is longer than the standard 55. There is also a platinum option available from Coles, but you need to apply for the basic rewards card first before you can qualify for an upgrade to Platinum.

  • 0% p.a. on balance transfers for 6 months
  • Annual credit card fee of $49
  • Up to 62 days interest free (when paying off your balance in full each month)
  • Standard purchase and cash advance rate of rate of 19.99% p.a.
  • Earn instant $10 off if you redeem 2,000 flybuys points
  • The convenience of your Coles Rewards Card and flybuys card in one
  • 2 FlyBuys point for every $1 you spend everywhere you use your card, plus earn standard points at flybuys participants
  • Worldwide MasterCard acceptance

Note: In order to apply for a Coles Rewards Platinum card, you need to apply for a Rewards card where you may be offered the option to upgrade to a Platinum version.

Terms and Conditions

Fees and charges apply. Terms and conditions apply and are available upon request. Credit criteria apply. Click here to read the Coles Credit Card terms and conditions

Coles Credit Card - Apply Online
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Read the terms and conditions

Fast Secure Application

  • When you click Apply you will be taken to the Bank's secure online application.
  • It typically takes 10-15 mins to complete the form.
  • Once approved you will be receive your credit card in post within 1-2 weeks.

Application Criteria

  • You must be at least 18 years of age
  • You must have a Good Credit History
  • You must be a Permanent Resident or Australian Citizen.
  • You must earn a Minimum Income of $15,000 p.a.

Credit Card Offers

0% for 14 BT + Low Purchase Rate

The Westpac Low Rate credit card has a low standard purchase rate, up to 55 days interest free shopping, & free extra card holder

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20,000 bonus QFF points

The HSBC Qantas Platinum card offers 1 Qantas Flyer point per $1 spent and 2 Qantas lounge passes each year + more

20.99%
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21.99%
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Long 0% Balance Transfer

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12.99%
p.a.
21.74%
p.a.
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for 12 months
$49