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Credit Cards > Commonwealth Bank > Commonwealth Bank Low Rate Gold Credit Card

Commonwealth Bank Low Rate Gold Credit Card - Apply Online

Want to pay less interest with gold benefits? Then a Low Rate Gold Credit Card could be right for you. With an ongoing low rate of just 13.49% p.a. on purchases you'll pay less interest on any outstanding balances you have each month, leaving you free to shop, pay bills and manage your general living expenses cost-effectively. Also benefit from complimentary international travel insurance, extended warranty insurance, purchase security insruance and state of the art fraud protection.

	Key Features:
	A low interest rate of just 13.49% p.a. 5.99% on balance transfers for 5 months Cash advance rate of 21.74%p.a. Up to 55 days' interest free on purchases - You pay no interest on all purchases and most bill payments if you pay the full outstanding amount each month by the due date. Two Cards on One Account, allowing you to maximise your points earning. Annual Card Fee of $144 and additional card for a family member or friend at $0 Secure Internet Shopping (SIS) Provides a more secure way to shop online. It gives you added protection against any fraudulent use of your card. No rewards program, just an everyday low rate Issued with chip for extra security

Terms and Conditions
Current as at 12/05/2010. The Bank reserves the right to vary the amounts shown. The Bank gives you notice of any variation in accordance with the legislation (if any) regulating your credit card contract or, where it applies, the Code of Banking Practice. American Express® is a registered trademark of American Express. This credit card program is issued and administrated by Commonwealth Bank of Australia.

MasterCard and the MasterCard Brand Mark are registered trademarks of MasterCard International Incorporated.

The interest free period (up to 55 days) on purchases and most bill payments does not apply to any purchases while a balance transfer remains outstanding, and at the end of the balance transfer period, the interest rate on any outstanding transferred balances converts to the cash advance rate current at that time. Other fees and charges may be payable charges may be payable.
Charge applies to cash advances at Commonwealth Bank branches.
Charge applies to cash advances through a terminal of any financial institution in Australia, at ASB Bank in New Zealand, Commonwealth Bank in Indonesia and Commonwealth Bank in Vietnam.
Charge applies to cash advances by way of funds transfer through NetBank, PhoneBank Transfer, Commonwealth Bank Customer Service Centre, Australia Post, 13 2221 Transfer Cash, NetBank Transfer Home Loan, Mobile Bank Transfer and NetBank Transfer Personal Loan.
Fee applies to cash advance transactions made at other financial institutions within Australia.
A maximum charge of $150.00 (or a flat fee of $2.50 applies if your closing balance on previous business day was in credit).

Note: For cash advances and balance enquiries made through a non-Commonwealth Bank ATM in Australia, the ATM owner may charge you a fee, which will be disclosed at the time of the transaction. If you proceed with the transaction, the ATM owner’s fee will be debited to your account (in addition to the cash advance amount) if applicable. You should check the ATM owner’s fees that apply carefully before completing.

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	Reasonable efforts are made to maintain accurate information. However, information is presented without warranty. When you click on the "apply online" link you will have an opportunity to review the credit card terms and conditions on the credit card issuer's web site.
	The Commbank Low Rate Gold Credit Card special offer. 13.49% p.a. on purchases and complimentary gold benefits. Credit Card with online application for Australians.