Home > Frequent Flyer Credit Cards
Frequent Flyer Credit Cards
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Virgin Flyer Credit Card
- Special Offer: Free one-way ‘Go’ fare on Virgin Blue to select destinations for every customer who successfully applies & uses their card before 15 October 2010*
- Earn 1 Velocity Point per $1 spent up to $1,500 per month and then 1 Velocity Point for every $2
- Buy a seat on Virgin Blue and get a second seat for FREE
- 6.9% p.a. on balance transfers for the first 6 months.
- Annual fee of $99
- Up to 44 Interest free days
- Please note a minimum income of $50,000 a year is required to apply for this card.
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Velocity NAB Credit Card
- Bonus 5,000 Velocity points on the Standard card and 10,000 Velocity points on the Gold card if you apply and make your first eligible purchase by 10 September, 2010.
- 4.99% p.a. on balance transfers for up to 6 months
- Maximise your Velocity Points with a Velocity NAB Credit Card
- No points cap, exciting range rewards, including Virgin Blue and international flights
- Interest rate of 19.99% p.a.
- Up to 44 interest free days on purchases
- Annual card fee of $65 for Velocity NAB Standard Credit Card, and $150 for Velocity NAB Gold Credit Card
- Additional cardholder at no extra cost
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NAB Qantas Gold Credit Cards
- Bonus 15,000 Qantas Frequent Flyer points if you apply and make an eligible purchase by 10 September 2010*
- To ensure you maximise the points you can earn, each account provides you with two cards.
- 4.99% p.a. on balance transfers for up to 6 months
- $145.50 Annual card fee
- Up to 44 interest free days
- Complimentary Insurance
- Comes with a NAB Qantas Gold American Express Card and a NAB Qantas Visa Gold Card, or NAB Qantas MasterCard Gold card.
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Frequent Flyer Basics
Frequent flyer credit cards typically have a high level of interest and are best used by people that spend a decent amount of money on their credit cards and pay off their balance in full each month. Most importantly frequent flyer credit cards users must be interested in travel and want to earn travel rewards.
I myself am a regular flyer and big spender on my credit card, I have the Qantas Ultimate American Express. I earn 1.5 points for every dollar spent with no points capping. This leads to free business class flights even to Europe. Therefore this more than covers the huge $450 annual fee charged on the card.
Planning is key before you make your decision on whether a frequent flyer card is right for you and if so, then which one to get. Firstly work out the total amount you will spend on the card in a year. Look at the rewards, "flights", that you can achieve from this spend. Which works out better? While doing this exercise also look at the other key features of the credit card. What is the annual fee? Take the annual fee amount off any benefits you get from points. Most frequent flyer credit cards offer special benefits e.g. a free flight each year. If this is useful then add this benefit in dollar terms. This way you should really be able to see what card is best for your needs..
Find out more about frequent flyer credit cards with our 5 part article series
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