You might have insurance or other types of protection through one or more of your credit cards without even realising it! These perks are often thrown into credit card offers to make them more appealing, but they might not be used as frequently as they could be because you forget the protections exist.

Let’s talk about some common types of credit card insurance you might have and how you can file a claim when you need to. read more..

Commonwealth (ASX. CBA) bank has launched a new security access feature that confirms transactions made by each customer. Titled Netcode SMS, the system sends a code instantly to the user’s mobile device each time a transaction is completed. This service is free to all Commonwealth customers. read more..

You applied for a new credit card. You’re waiting on approval, but let’s assume there’s no reason you would be rejected. Once your credit card application is approved, exactly how long do you have to wait before receiving and being able to use your new credit card?

Between applying for a credit card and actually being able to use it come a few steps:

1.    Getting approved
2.    Delivery of your new credit card
3.    Activation of your new credit card read more..

According to Skander Malcolm, the chief executive of GE Capital Australia, throughout the next decade cash may be scarce due to the steadily increasing cost of capital. Mr. Malcolm asserts that cash will still be available to all who want it; however, the price of borrowing or the interest rate charged may be much higher than before the global economic crisis, when there was an abundance of liquidity in the market. read more..

The Australian Tax Office will soon allow constituents to use credit cards to pay tax obligations owed to the government.

The decision is in response to a surge in internet and phone transactions during the first six months of the year. The government office believes more customers will pay their tax bills sooner, due to the ease and efficiency offered by credit card payments. read more..