When it comes to credit cards, one of the worst things that can happen is that you get a card that’s a bad fit. It just doesn’t work for you. Maybe it doesn’t offer you the perks you really want. Or maybe it simply costs too much. Fortunately these are things you can weed out in your next credit card comparison when you’re ready to search for your ideal card.

How do you know when you’ve found the perfect credit card? Here are three signs that might tell you it’s a match made in heaven. read more..

How would you like a simple everyday bank account that doesn’t come with high fees each month for account maintenance? Better yet, how would you like an account that actually pays you for making your regular deposits — like your pay cheques?

You can get that and more with the HSBC Day to Day Account, which comes with a Visa debit card for easy access to your money. Here’s your chance to earn up to $100 just for being a loyal customer. What’s not to love?

Keep reading if you’d like to learn more about the HSBC Day to Day Account with Debit Card and apply online today if you think it will suit your financial needs. read more..

Every month we help you sort through new and changing credit card offers that come onto the market. We also pull out some of the best offers around and highlight them on our homepage so you can always find them quickly and easily. Here on our blog, we like to highlight the absolute best of the best each month. It’s that time again.

If you’re interested in applying for a new credit card, here are our top picks for February. read more..

Most rewards credit cards operate with traditional rewards programmes. You earn points that you can later redeem for things like merchandise, gift cards, or travel rewards. But other rewards cards work on a savings or rebate basis. Two common examples are cash back credit cards and specialty savings cards (like fuel savings cards or credit cards that let you save when you shop with specific retailers).

Which of these is better? While that can largely depend on the individual credit cards being compared, there are some basic differences to consider. Let’s explore the difference between these two types of rewards cards and the benefits of each option. read more..

Are you currently a student looking for a new credit card — maybe even your first credit card? Are you only able to work part-time? Or are you stuck in a relatively low paying full-time job until you finish your part-time education?

It isn’t uncommon for students to have limited financial means. But that doesn’t mean you can’t get approved for a credit card. You just need to look for some specific features like lower credit slimits (which are less risky to the lender) and low annual income requirements. Of course you’ll also want the cards to be affordable to you. If you don’t have much money now, you probably can’t afford high annual fees and interest rates.

read more..