Online shopping still scares many consumers. They worry that entering their credit card details on the Web will make them vulnerable to theft and fraud. Because the Internet is still relatively new compared to other types of credit card use, some people worry that it’s less secure. Do you?

In fact, using your credit card online can be more secure than placing a telephone order, especially with a live operator (who could hypothetically write down a copy of your credit card information when you present it to them). By following a few simple rules, and taking some precautions, you can protect yourself from credit card fraud online. read more..

While credit cards may be safer than cash or gift cards when it comes to fraud (due to limitations on liability in some types of unauthorised transactions), they still carry some risk. Wherever there is an opportunity for abuse, there are thieves willing to take advantage. When it comes to credit card fraud, there are thieves aplenty. Fortunately though, by understanding some of the common ways they retrieve credit card information, you can better protect your cards.

Here are three ways thieves can get your credit card information: read more..

When comparing credit cards, you naturally look at things like interest rates and annual fees to choose the best cards for you. But do you consider the extras? The perks? The rewards? Some credit cards offer more than low fees or interest. They “give back” depending on how much you spend.

Essentially, as you spend money using your rewards card you will earn rewards points. How many points you earn per dollar spent depends on the credit card. For some you may earn one rewards point for every dollar spent. For others, you may earn 1.5 points for every dollar spent. Some rewards cards even offer introductory bonuses, where you may earn two or three points for each dollar in purchases on your credit cards. read more..

Weddings are expensive. Between the ceremony, reception, and honeymoon travel plans, you can easily spend thousands, or even tens of thousands, of dollars on a wedding. Should you use credit cards to fund your special day, even in part?

There are pros and cons to credit card funding of a wedding, and they revolve around two primary questions:

1.    Does your credit card offer rewards?
2.    Are you able to pay off the credit card bills in full, or will it lead to longer-term debt?

Why you should consider funding your wedding with credit cards: read more..

Free flights. Home appliances. Travel gear. Cash back. These are the promises of rewards cards. They may look attractive on the surface, but are they really worth it?

Most consumers won’t earn credit card rewards quickly, because it takes time to accumulate rewards points based on your spending (which ultimately you not only spend, but pay back, limiting the rewards you can earn naturally). However, the realisation that you’re earning anything at all might be enough to attract you to rewards cards. Depending on your spending habits and purchasing power, you may want to rethink that decision. read more..