If you’re content with just one credit card, you may want to rethink that habit and consider credit card diversification with several cards. Diversifying credit cards is not only safer than using one card, but it can also ensure that you have access to necessary credit whenever you need it. Learn more about credit card diversification below and how it can work for you. read more..

Credit Card charges have been a much discussed subject over the last few years and one of the key issues raised has been how banks have failed to identify to new customers the actual value of the fees which would be charged if their account went over their overdraft or issued a debit greater than the account balance.

Charges are quite a hidden feature of any bank’s offer of credit and for good reason – they can be very damaging and they vary widely between banks. Below we’ve discussed and compared some of these rates. read more..

When Charlie Caldwell of Wodonga opened his Westpac bank statement recently, he found a $674 charge for a Qantas flight he says he never made and “just about keeled over and fell off my chair.”

The charge, listed as taking place at “Qantas Mascot Aus,” was of an amount roughly equal to Mr. Caldwell’s fortnightly pension. His last flight, he says, was two years ago, when he took a holiday to visit his son in London, and he certainly hadn’t shopped with Qantas since then. read more..

If you’re thinking about applying for a new credit card, you have several options. For example, you can fill out an application at the issuing bank. You could apply over the phone. You can even apply for credit cards online. Applying for credit cards online offers some of the same perks of other application methods, and some unique benefits.

Here are some of the reasons you should consider applying for credit cards online as opposed to in-bank or over the phone: read more..

In a blistering ruling delivered last Friday, the Victoria Supreme Court upheld AuDA’s termination of Bottle Domains’ registrar agreement, withdrawing its license to sell domain names and trade as a domain name registrar, for its lack of sufficient warning to customers whose credit card information was hacked from their system. read more..