American Express credit cards often provide more points per dollar spent than other types of cards with rewards programmes, but they aren’t accepted as widely as some other credit cards. Wouldn’t it be great to have a decent credit limit, a rewards programme with lots of perks, and be able to choose which kind of credit card you want to use in each transaction? Now you can with the Commonwealth Bank Gold credit card, where you’ll receive both an American Express and MasterCard tied to the same account. When shopping, just choose a card that’s accepted and which will offer the most rewards for its use. read more..

There are all sorts of economists and analysts making predictions of consumer spending this Christmas shopping season. Amongst all of them, the one fact that seems clear is that no one truly knows what to expect.

One inarguable fact is that credit card spending became less popular during and following the global financial crisis. The Reserve Bank of Australia tracks the use of credit as it keeps an eye on the national economy, and their figures show that the pace of growth of credit purchases has slowed from 10% per year to something closer to 2.5%. read more..

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We’ve already shared our top picks for balance transfer credit cards, frequent flyer cards, and low fee credit cards. Now let’s take a look at the best five all-around credit card offers. Whether you’re looking for a card with low interest, no annual fee, or a great rewards programme, there’s sure to be something for you.

After evaluating many credit card offers available in the Australian market, here are our choices for the top five credit card offers: read more..

What a difference a year can make. In November 2008, the global economy was rocking on its financial foundations, no one knew what would happen next, and every currency in the world, including the Australian dollar, was falling in value against the “safe haven” U.S. dollar.

Now, with the economic recovery underway, the world’s manufacturers want commodities, including the coal, iron ore, and others supplied by Australia. The commodities boom has fed into the Australian dollar, with some marvelous results for those bitten by the travel bug. read more..