Sometimes when it comes to credit card offers, only the best will do. That’s the time for a platinum card! Higher credit limits, more rewards points, and extra perks are just some of the benefits of choosing a platinum card like the Emirates Citibank Platinum credit card. Platinum cards often come with very high annual fees and high interest rates though. While the Emirates Citibank Platinum card does have relatively high interest rates on purchases, it offers a great deal on balance transfer interest rates and a low annual fee compared to many other platinum cards.

Learn more about the Emirates Citibank Platinum credit card below and apply online today if it looks like a deal you just can’t pass up!

Type of Credit Card: Rewards card / Balance transfer credit card

Interest Rates*: The card’s standard interest rate on purchases is 19.99%. However, you can get a great deal with a low interest rate on balance transfers of just 4.9% for the life of that balance transfer.

Annual Fee*: There is a $199 annual fee for the Emirates Citibank Platinum credit card, which is lower than many other platinum cards or credit cards with similar airline rewards programmes.

Rewards / Extras*: The rewards programme is linked with Emirates airline, which flies to destinations on six continents. You must be a member of the Emirates Skywards programme, which is free, in order to redeem Skywards points.

You’ll earn 1.5 Skywards points for every dollar spent using your Emirates Citibank Platinum credit card, which you’re also able to redeem for Virgin Blue flights through their partnership with Emirates. You’ll enjoy perks like free travel insurance and complimentary lounge access when in Australia or Dubai. You can even have a chauffeured car service take you to and from the airport while in Australia.

In addition to your airline rewards, the Emirates Citibank Platinum credit card also offers free purchase cover insurance and 24/7 personal concierge services.

Additional Details*: To be eligible for the Emirates Citibank Platinum credit card, you must have a minimum annual income of $50,000.

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* Interest rates, annual fees, and reward programme details were taken from the most accurate data available at the time of writing. All rates and fees are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.