Credit Card Profile: IMB Rewards Credit Card
November 10, 2009
Are you tired of comparing rewards credit cards only to find the rewards programmes too confusing? Earn X points if you spend your money here. Earn Y points if you spend your money somewhere else. If you don’t use your points within a certain timeframe, you forfeit them. Why does it have to be so complicated?
The IMB Rewards credit card might be just what you need. IMB offers you plenty of options for how to use your rewards points, but they do it with a simple rewards programme. Stop guessing and start focusing on earning rewards you can really use.
Learn more about the IMB Rewards credit card below and apply online today if it sounds like the right rewards card for you.
Type of Credit Card: Balance Transfer Card / Rewards Card
Interest Rates*: The standard gold card rate for your IMB Rewards credit card is 17.99% on purchases. A special balance transfer rate is available however, where you can receive a 3.9% interest rate on balance transfers within a 12 month period of being approved for your new card. The card also provides up to 55 interest free days on purchases.
Annual Fee*: You’ll be charged a $99 annual fee for the IMB Rewards card, but you can get up to four additional cards for free.
Rewards / Extras*: You’ll earn one point per dollar spent with your IMB rewards programme. Points are earned on purchases but not on balance transfers, cash advances, or other special promotions. As long as your credit card account is open your points won’t expire.
You have a wide variety of redemption options. For example, you can redeem your rewards points for hotel rooms, petrol, merchandise, or shopping vouchers. In addition to being able to earn rewards you’ll also have access to other perks such as free international travel insurance and free purchase cover.
Additional Details*: The IMB Rewards card offers up to a $25,000 credit limit based on your credit history and income. To be eligible for the card in general you must have a minimum annual income of $35,000.
* Interest rates, annual fees, and rewards programme details were taken from the most accurate data available at the time of writing. All rates are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.
Below are 3 of our most popular and recommended credit card offers:
Purchase Rate (p.a.) |
Cash Rate (p.a.) |
Balance Transfer |
Interest Free Days |
Annual Fee |
||
 Citibank Clear Platinum |
11.99% | 21.74% | 2.9% for 12 months | up to 55 days | $49 |  More Info |
 ANZ Platinum Credit Card |
0% for 6 months | 21.49% | 0% for 6 months | up to 44 days | $0 first year | More Info |
 Westpac Low Rate Credit Card |
0% for 6 months | 21.49% | 0% for 6 months | up to 55 days | $45 | More Info |
