If you’re the type of consumer who pays off their balance in full, doesn’t have to worry about interest because of that, and wants to earn rewards for everything you buy, the ANZ Visa Rewards credit cards might be right for you. Both a standard and gold card option are available and best of all, they both feature low annual fees!

Find out more about the ANZ Visa Rewards credit cards below and decide whether the standard or gold card would be a better fit for you. read more..

The start of the New Year is a perfect time to evaluate your financial situation. Are you happy with your income? Do you have too much credit card debt? Are you making responsible purchasing decisions and staying within your budget?

One change you might want to consider for the New Year is improving your credit card records. It’s much easier to know where you stand on other financial issues when you can lay out your spending choices and behaviours in a well-organized manner. read more..

• Some banks will do anything for a buck http://is.gd/5vkck #
• Credit Card Profile: American Express Platinum MoneyBack Credit Card http://is.gd/5vkdb #
• 3 Reasons Your Credit Card Company is Your Friend http://is.gd/5wBBA #
• Christmas shoppers remain cautious about using their credit cards this season, preferring cash and debit cards http://is.gd/5wWDv #
• A high credit card limit will reduce the amount a mortgage company or other lender will allow a consumer to borrow http://is.gd/5ycBq #
• Credit Card Financing Checklist http://is.gd/5yh7E #

Do you check your credit file often? Do you really know what your current credit history looks like to a potential lender? Is it time to make some changes and repair your credit history? Any time there’s a flaw on your credit file that you can fix, you should do it. How do you know what needs fixing though?

Here are some hints that you might need to repair your credit history before applying for another credit card or loan: read more..

Origin Energy, a giant in the gas and electricity business is hitting customers with a new charge for paying their bills – a credit and debit card “service fee.”

According to Origin Energy they can no longer afford to absorb the annual costs which amount to several millions of dollars. However, Origin made a $530 million profit last year. Their after-tax profit increased 20 per cent last year. read more..