Are you in the market for a simple and straightforward credit card? How do you feel about low fees? How about 0% interest for a while, followed by interest free days that can help to keep you out of debt? If that’s the kind of credit card you’re looking for, you might be interested in the NAB Standard credit card.

Learn more about the NAB Standard credit card below and find out why simplicity deserves some serious consideration:

Type of Credit Card: No interest card / Low fee credit card / Balance transfer card

Interest Rates*: One of the greatest perks of the NAB Standard credit card is the 0% interest offer on purchases (current special offer) that you’ll get for up to six months if you’re approved. After that, your interest rate reverts to the regular 18.49% on purchases, but you’ll still get up to 44 interest free days to pay off your balance without owing any interest. In addition to the 0% interest on purchases, you can also enjoy a 4.99% rate on balance transfers for up to six months.

Annual Fee*: The NAB Standard credit card has a very low annual fee of just $30. You can even get an additional cardholder added to your account for no extra annual fee.

Rewards / Extras*: This isn’t exactly a rewards credit card, but it can still act as one. If you have a FlyBuys membership, you can link your NAB Standard credit card to it to earn more points towards rewards.

If you do, you’ll earn one point for every five dollars spent using your NAB credit card (with some exceptions like purchasing traveller’s cheques, getting cash advances, or making over-the-counter bill payments). NAB doesn’t charge you anything to link your card to your FlyBuys account. To link your credit card to your account, you’ll need to download and submit a .pdf “request to link” form from FlyBuys.com.au.

Beyond the FlyBuys rewards, you’ll also receive free purchase protection when you use your card.

Additional Details*: If you are approved for an NAB Standard credit card, you’ll be able to choose either a Visa or MasterCard.

Apply now!

* Interest rates, annual fees, and other credit card details were taken from the most accurate data available at the time of writing. All rates and fees are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.