How would you like the convenience of a Visa card that is accepted nearly everywhere, but still be able to earn more frequent flyer points than a typical Visa card offers? If you want to combine convenience with points-earning potential, you should check out the ANZ Frequent Flyer credit card. You’ll receive two credit cards tied to the same credit limit and account — both a Visa and an American Express. Use your American Express card everywhere it’s accepted to earn twice the frequent flyer points, but keep your Visa on-hand too and use it anywhere your Amex isn’t accepted. It’s the best of both worlds!

You can learn more about the ANZ Frequent Flyer credit card below to find out if it’s what you’re looking for in your next frequent flyer card.

Type of Credit Card: Frequent flyer credit card

Interest Rates*: The purchase interest rate for your ANZ Frequent Flyer credit card is 18.74%. The cash advance rate is 19.99%. No special balance transfer rate is available for this card.

Annual Fee*: New cardholders pay a total annual fee of $95 which includes a regular $40 account fee and a $55 fee for rewards programme services. If you want to setup additional cardholders, you’ll be charged a total of $65 annually for each additional credit card tied to your account (a $10 additional cardholder fee and a $55 rewards programme services fee).

Rewards / Extras*: The ANZ Frequent Flyer credit card lets you earn frequent flyer points at different rates depending on which credit card you use. You will earn one point for every two dollars spent when you use your Visa card. When you use your American Express card you can earn twice as many points – one point for every dollar spent.

Your Qantas frequent flyer points are uncapped, and you can earn bonus points when you shop using your ANZ Frequent Flyer credit card with any of the company’s bonus partners. You will not earn points on cash advances or any transactions considered cash equivalents (this often includes purchases of things like traveller’s cheques). You must be a member of the Qantas frequent flyer program to earn or redeem points with this credit card.

Additional Details*: This card features a minimum credit limit of $1000. Permanent Australian residents must have an annual income of $15,000 to be eligible for the ANZ Frequent Flyer credit card. Gold and platinum card options are also available through ANZ, and those cards will have separate minimum credit limits and annual income requirements.

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* Interest rates, annual fees, and frequent flyer programme details were taken from the most accurate data available at the time of writing. All rates and fees are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.