We’ve talked about comparing different types of credit cards here before including rewards cards, frequent flyer cards, balance transfer cards, and cash back cards. We’ve even given you a rewards card comparison chart to use as an interactive worksheet to help you choose a rewards card (and we’ll give you more comparison charts for different types of credit cards in coming weeks). Now let’s look at another type of credit card: low rate credit cards. read more..

Each week recently we’ve given you information tailored to comparing specific types of credit cards such as rewards cards, cash back cards, frequent flyer cards, and balance transfer cards. Starting this week we’re going to try to make that credit card comparison process even easier and more interactive for you by adapting that information into a comparison chart format that you can fill out. read more..

The Government of New South Wales has initiated a research investigation into credit card fees and surcharges, with particular attention for airlines and taxi services, according to Virginia Judge, Fair Trade Minister.

“Businesses should be entitled to recover costs,” she said, speaking with The Daily Telegraph. “But I don’t think it is fair for consumers to be slugged with charges just for using a credit card.” read more..

Do you rely too heavily on your credit cards? Do you have a tendency to spend too much when you use them? How do you know when your credit card spending hits a dangerous level, putting you at risk for serious debt problems? How do you know when it’s time to put them away and take another look at your budget? That’s what we’ll talk about today — signs that your credit card spending might be getting out of control, and signs that you might need to leave your cards at home. read more..

Citibank, the fifth most popular credit card issuer in Australia, has long coveted NAB’s fourth place position. If the bank’s ambitious plan succeeds, it would be the first time in Australia the big four’s ownership of the credit card market was broken.

Citibank is the retail and consumer banking division of international megabank Citi, and in Australia it currently claims 9.8% of the credit card market. This compares to the Commonwealth Bank with 19.7% of the market, ANZ with 18.2%, Westpac with 17.6%, and finally NAB with 12.1%. read more..