Top Pick Credit Card Offers for March 2010
March 4, 2010
Each month we’ll highlight some of the best credit cards available to Australian residents. This month we have six top picks to share with you. Learn more about the offers below, and find out why we love these cards!
1. NAB Low Rate Visa Credit Card
Why we love it: The NAB Low Rate Visa offers the best purchase interest rate available by far. Not only will you enjoy a relatively low 12.24% APR on purchases over the long haul, but for your first six months you’ll get to finance your purchases interest free! You read that right — 0% interest on purchases for six months! Throw in the low $49 annual fee and the 4.99% balance transfer rate offer for six months, and this is a great card all around.
2. Bankwest Lite MasterCard
Why we love it: This card offers the lowest ongoing MasterCard purchase interest rate currently available at just 9.99%. What’s not to love about that? The Bankwest Lite MasterCard also offers a great deal on balance transfers at just 1.99%. And no, that balance transfer offer won’t expire in six or even nine months. It’s valid for a whole year!
3. Citibank Clear Platinum Visa
Why we love it: With platinum credit cards often come “platinum” rates and fees. The Citibank Clear Platinum Visa breaks that mold with a fantastic low interest rate on purchases at just 11.49%. Now that’s a great deal to help you get the most out of your platinum spending power! That’s not all though. You’ll also save 50% on the annual fee for your first year. Add in 0.99% on balance transfers for 6 months and it just keeps getting better.
4. Bankwest Zero Platinum Credit Card
Why we love it: This card makes the cut as our favorite no annual fee credit card. While many platinum cards charge three-figure annual fees, you get to keep that money in the bank. On top of that, you still get reasonable interest rates of 15.99% for not only purchases, but also cash advances. A low cash advance rate? Now that’s a rare credit card feature. Add to this 1.99% on balance transfers and you have the best no annual fee credit card offer we have ever seen.
5. Suncorp Platinum Credit Card
Why we love it: The Suncorp Platinum credit card is our top pick if you’re looking for a balance transfer card. No, you won’t get a 0% interest offer. You get something better! Rather than a typical balance transfer offer that sucks you in with no (or very low) interest only to jack up the rate when the offer expires, the Suncorp Platinum card gives you a low 3.9% rate on your balance transfer for the life of that transfer. Yes, you can finally take your time paying off a balance transfer without worrying about high interest rates right around the corner. This card has been incredibly popular on our site.
6. NAB Qantas Platinum Credit Card
Why we love it: The NAB Qantas Platinum card rounds out our credit card top picks for March as the best Qantas frequent flyer point card currently available. That’s a bit misleading though. It’s not a “card.” It’s two cards! You’ll get both an American Express and a Visa. When you use your Amex, you can earn 1.5 points for every dollar you spend! While you might earn fewer points with the Visa, that card allows you to access your balance for purchases even if American Express isn’t accepted everywhere you go. Still not good enough? How about no point caps and no expiration on points as long as you remain an active member? Yeah, we thought you’d like it.
Did one of this month’s credit card top picks catch your eye? Visit the links above to learn more about each of them or to access secure online applications.
Below are 3 of our most popular and recommended credit card offers:
Purchase Rate (p.a.) |
Cash Rate (p.a.) |
Balance Transfer |
Interest Free Days |
Annual Fee |
||
Citibank Clear Platinum |
11.99% | 21.74% | 2.9% for 12 months | up to 55 days | $49 | More Info |
ANZ Platinum Credit Card |
0% for 6 months | 21.49% | 0% for 6 months | up to 44 days | $0 first year | More Info |
Westpac Low Rate Credit Card |
0% for 6 months | 21.49% | 0% for 6 months | up to 55 days | $45 | More Info |
