We previously talked about comparing low rate credit cards, offering tips and comparison points to help you find the best credit card offers featuring low interest rates. We have also been providing a series of credit card comparison charts to help you compare different types of credit cards. Today we’ll continue that series with a comparison chart you can use specifically for low rate credit cards to help you simplify the decision-making process. read more..

The minutes of the Reserve Bank’s April meeting, released today, indicate higher rates are coming, and faster than economists had forecast.

The RBA began tightening monetary policy in October, raising rates by 25 basis points at five of its last six meetings, including the one in April, to its current level of 4.25%. This lifted the average standard variable mortgage rate from 5.8% to over 7.0%, and raised the borrowing costs on a typical $300,000 home by $240 monthly. read more..

Credit cards might be more convenient to carry around than cash, but can they also influence your customer service experiences? It’s possible. Today let’s take a look at how using credit cards might not only make dealing with sellers easier but also give you a better chance of getting what you really want. read more..

Customers are showing a decided preference for using debit cards for making purchases, rather than running up credit card balances, and so retail banks are increasingly issuing debit cards instead of EFTPOS cards. Debit cards look like and are used just like credit cards, carrying names such as Mastercard debit or Visa debit, and their transactions are generally processed by those credit card giants, as well. read more..

You need to pay a few bills — let’s say those bills total around $450. You won’t get your next pay cheque for several days, and you need to make those payments now. You have two options available to you: use your credit cards to pay the bills or get a payday loan that you’ll pay off as soon as you’re paid. Which is a better option? read more..