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When the major banks raised their borrowing rates more than the RBA raised the overnight cash rate, it was to cover the increased costs of their own borrowing. Or so they’ve said since October, when the RBA first started tightening monetary policy. read more..

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How would you like a simple credit card with a low interest rate and a low annual fee? Would you be willing to give up the idea of earning rewards and getting a lot of perks if you could save money up front? If so, Suncorp’s Standard Visa might be worth taking a look at. In addition to offering low interest on new purchases, it also offers a very low balance transfer rate that might help you save money on existing credit card debt. read more..

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Higher inflation is on the way, said Australian consumers in an April survey by Westpac Bank and the Melbourne Institute.

The two institutions’ survey of inflationary expectations showed the median of consumers’ forecasts rose 0.9% to 4.1%. This is the highest reading since October 2008, and well above the March reading of 3.2%. read more..

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The housing shortage and higher interest rates from the Reserve Bank have combined to wallop renters with soaring prices in the first quarter of the year.

Nationwide the surge in rents totalled 1.5%, accelerating from 0.6% in the final quarter of 2009. This quicker pace may contribute to higher inflation as the year progresses, and prompt the RBA to raise rates yet again. read more..

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