How would you like a simple credit card with a low interest rate and a low annual fee? Would you be willing to give up the idea of earning rewards and getting a lot of perks if you could save money up front? If so, Suncorp’s Standard Visa might be worth taking a look at. In addition to offering low interest on new purchases, it also offers a very low balance transfer rate that might help you save money on existing credit card debt.

Find out more about the Suncorp Standard Visa credit card below and apply online today if this sounds like the no-frills credit card for you.

Type of Credit Card: Balance transfer card, Low interest rate credit card

Interest Rates*: You can get a special balance transfer rate with a new Suncorp Standard Visa card at just 2.9% for a whole year if you transfer a balance from another credit card (not including Citigroup or other Suncorp credit cards). When the balance transfer expires, any remaining unpaid balance from the transfer reverts to the cash advance rate of 17.49%.

The Suncorp Standard Visa features a low regular interest rate on purchases of just 11.74%. Before you get too excited though, it’s important to note that this card has no interest free days. That means you’ll start accruing interest as soon as you make a purchase.

Annual Fee*: The Suncorp Standard Visa credit card has a $39 annual fee for the primary cardholder. There is a separate $15 annual fee for each additional card you add to your account.

Rewards / Extras*: This credit card is a no-frills credit card, and therefore has no rewards programme. However, you do have access to Visa Entertainment which allows you to save money on certain entertainment and travel expenses such as event tickets.

Additional Details*: You have to earn at least $20,000 yearly to be eligible for a Suncorp Standard Visa credit card. Credit limits can range as high as $20,000 depending on your income and credit history.

This credit card was awarded a 5 Star Canstar Cannex rating for outstanding value in November 2009.

Apply now!

* Interest rates, annual fees, and other credit card details were taken from the most accurate data available at the time of writing. All rates and fees are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.