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Credit Card Guide

 

How to Compare No Annual Fee Credit Cards at CreditCardOffers.com.au

May 21, 2010

Once you’re sure that a no annual fee credit card is right for you, it’s time to compare individual credit card offers. Here at CreditCardOffers.com.au, we try to help you do that in a more convenient way. You don’t have to search for offers all over the Web or call credit card companies to find the details. We keep the best no annual fee credit card offers all in one place to make your life easier. Keep reading to find out how you can use our website to find the best no annual fee credit card offer for you.

To get started, visit our no annual fee credit cards page.

Recommended No Annual Fee Credit Cards

Near the top of the page you’ll find a “recommended no annual fee credit card.” At the time of writing, that happens to be the HSBC credit card. The recommended credit card is the best current offer in that category. We update recommendations periodically as credit card companies change their offers. In the case of the HSBC credit card we chose it because it features no annual fee for the life of the credit card account, has a reasonable interest rate compared to the competition, and has a 0% balance transfer rate as an introductory offer for six months.

Quick Comparisons

Below the recommended no annual fee credit card, you’ll find a collection of other cards you might be interested in. We try to offer the most important information for each credit card on this single page so you can compare them side-by-side quickly and easily.

Some of the information you’ll find here includes whether a no annual fee offer is permanent or just for the first year. You’ll also find purchase interest rates, annual fees after the first year (if applicable), balance transfer rates, and whether or not the no annual fee card is also a rewards card. For example, at the time of writing you can see that the Bankwest Zero Platinum credit card has the same no annual fee offer and purchase interest rate as the recommended card. Their main difference is that the HSBC card has a lower balance transfer rate.

Finding More Credit Card Information

While the quick comparisons we offer can go a long way towards helping you narrow down your choices, it’s a good idea to get further background on any no annual fee credit card before applying. You can do that by clicking the “More Info” button next to any no annual fee card listed on this page. That will take you to an individual credit card’s page where you can find out more about things like rewards programmes, and where you can find available terms and conditions from the credit card company. When you’re certain that a particular no annual fee card is right for you, you can even apply online right away by clicking the “Apply Now” button on the main no annual fee credit cards page or on the individual credit card’s page.

Disclaimer: All credit card details included in this article were taken from the most recent offer information available at the time of writing. They are shared in an editorial capacity as examples for comparison purposes only. Credit card offers might have changed. Please review individual credit card terms for the most up-to-date information.

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Below are 3 of our most popular and recommended credit card offers:

 

Purchase Rate (p.a.)

Cash Rate (p.a.)

Balance Transfer

Interest Free Days

Annual Fee

 
Citibank Clear Platinum Credit Card
Citibank Clear Platinum
11.99% 21.74% 2.9% for 12 months up to 55 days $49 Apply Now
More Info
ANZ Platinum Credit Card
ANZ Platinum Credit Card
0% for 6 months 21.49% 0% for 6 months up to 44 days $0 first year Apply Now
More Info
Westpac Low Rate Credit Card
Westpac Low Rate Credit Card
0% for 6 months 21.49% 0% for 6 months up to 55 days $45 Apply Now
More Info

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