Some consumers approach their first credit card as something to be taken lightly. They might apply for several in the hopes of landing one for example. Or they might just apply for the first credit card offer that comes along.

Both of those approaches would be mistakes. Why? Because choosing your first credit card isn’t something to be taken lightly. It’s an important decision and one that might stay with you for years to come. read more..

International credit card giant Visa has launched a new online payment service called Payclick, which is specifically targeted to assist with micropayments of less than $20 per transaction. This initial trial is available only in Australia, although if successful it could spread worldwide. read more..

Are you in the market for a new frequent flyer credit card? Are you tired of being told by credit card companies that you can only use your rewards points from their cards on a specific airline? If so, you might want to take a look at the Bank of Queensland Gold credit card. You can choose to use your points with many different airlines operating in Australia, so you can fly when you want and with whatever airline you prefer. read more..

Anti-fraud technology, originally introduced and trialled by the Bank of New Zealand for their debit and credit cards over the last two years, is now being extended into Australia by National Australia Bank, its parent company.

According to the company, this new technology, called “liquid encryption numbers” or LEN, has reduced fraudulent transactions arising from skimmed credit cards by 50%. The actual figures were not released during the Auckland press conference. read more..

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