Are you in the market for a new frequent flyer credit card? Are you tired of being told by credit card companies that you can only use your rewards points from their cards on a specific airline? If so, you might want to take a look at the Bank of Queensland Gold credit card. You can choose to use your points with many different airlines operating in Australia, so you can fly when you want and with whatever airline you prefer.

Learn more about the Bank of Queensland Gold credit card below and find out more about how you can earn frequent flyer points to use with your favourite airlines.

Type of Credit Card: Balance transfer card, Frequent flyer card

Interest Rates*: The Bank of Queensland Gold credit card carries a 20.24% purchase rate and a 20.74% rate on cash advances. If you’re looking to save money on an existing balance, you can also consider their 1.9% balance transfer rate offer for the first six months that you’re a cardholder.

Annual Fee*: The annual fee for the Bank of Queensland Gold credit card is $120.

Rewards / Extras*: The Bank of Queensland Gold credit card features the Q Rewards programme that allows you to fly a wide variety of airlines at just about any time. That means your rewards points aren’t tied to a single airline chosen for you. You can still fly with your preferred carrier (within any limits in the credit cards terms and conditions) while earning 1.75 rewards points for each dollar you spend. Points don’t expire.

In addition to the rewards programme, the Bank of Queensland Gold credit card offers perks including free international travel insurance and purchase cover insurance.

Additional Information: There is a $1000 cash advance limit each day when using this credit card, and you must have an annual income of at least $35,000 to be eligible.

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* Interest rates, annual fees, and reward programme details were taken from the most accurate data available at the time of writing. All rates and fees are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.