Do you want more from your credit card? Are you considering a frequent flyer card, but are tired of all of the airline limitations? If you want a platinum frequent flyer card with more freedom, you might want to consider the Bank of Queensland Platinum credit card. Not only can you earn more points per dollar spent than on many cards (and without having to carry two cards around), but you aren’t limited to redeeming frequent flyer points with a single airline!

You can learn more about the Bank of Queensland Platinum credit card below and discover the benefits of flexible frequent flyer points.

Type of Credit Card: Frequent flyer credit card, Balance transfer card

Interest Rates*: The Bank of Queensland Platinum credit card has a 20.24% purchase interest rate and a 20.74% cash advance rate.

However, if you’re interested in a balance transfer to save money on interest with an existing balance, you can take advantage of this card’s special offer. With that offer, you’ll get a low balance transfer rate of just 3.9%. Better yet, this isn’t your typical introductory balance transfer offer that expires in a few months. You’ll get that low balance transfer rate for the life of your transferred balance.

Annual Fee*: There is a $199 annual fee for the primary cardholder with a Bank of Queensland Platinum credit card.

Rewards / Extras*: The Bank of Queensland Platinum credit card is a frequent flyer card, meaning you can earn frequent flyer points based on how much you spend. But unlike many frequent flyer cards where your points are tied to one airline, you can use your Q Rewards Points on just about any major airline flying from or within Australia! You’ll earn two points per dollar spent, and your points never expire.

In addition to the frequent flyer points, you’ll get other typical platinum card benefits like concierge service, free international travel insurance, purchase cover, and extended warranties on eligible purchases.

Additional Information: You must earn at least $50,000 per year in taxable income to be eligible for the Bank of Queensland Platinum credit card. There is a $1000 daily cash advance limit on this card.

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* Interest rates, annual fees, and reward programme details were taken from the most accurate data available at the time of writing. All rates and fees are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.