Suncorp Metway and the Bendigo and Adelaide Bank have combined their ATM networks, providing their respective banking customers with fee-free access to 2,000 machines nationwide. read more..

Have you decided that your next credit card should be a rewards card so you can earn a little “something extra” for being a loyal credit card user? Before you run out and apply for a rewards card that looks to be leaps and bounds ahead of the rest, you need to understand something. All rewards points are not created equal. read more..

With banking customers less willing to load up their credit cards and other forms of debt, bankers are now worrying over the battle for deposits and the rising cost of funding, concerns likely to dominate the industry for the next three years. read more..

Do you regularly fly with Qantas? If so, you could save money and earn more frequent flyer points with an Earth Gold credit card. This card is actually two cards — an American Express and a MasterCard tied to the same account. Use the Amex where it’s accepted to earn more points, and use the MasterCard where American Express isn’t accepted so you don’t have to lose points altogether. Plus, earn extra points when you buy select Qantas products and services you already buy anyway! read more..

The Australian household has changed its buying patterns to a concentration on value, and retailers worry about the long-term effects on their businesses.

Rather than running up the credit card balance or spending freely, most households are paying down their debt loads. Generic house brands are given preference and items not heavily discounted are being left on the racks. Even credit card rewards points have joined the new pattern, as they’re often converted to gift cards or vouchers, or used to pay annual fees or other financial credits. read more..