If you’re a student or just someone interested in getting your first credit card, you might not have as many options open to you as someone with a more established employment and credit history. For example, you might only work part-time while you’re in school so you won’t meet the minimum income requirements for higher limit credit cards. read more..

Credit card holders rejoiced as National Australia Bank implemented changes to their contract terms and conditions and urged lawmakers to reform applicable laws protecting customers and the banks offering the greatest value to them. read more..

You took the time to fully research several credit card offers to find the right card for you. Now it’s time to apply. If this is your first credit card, you might be wondering what kind of information the credit card application will ask for. And it’s good information to know up front so you can have all of the necessary documents and details on-hand to save time.

Today let’s talk about credit card applications, making sure you’re eligible for the offer you chose, and what information you’ll need to provide for that credit card application. read more..

Banks have been successful in discreetly raising the interest rates charged on credit cards upon the conclusion of the honey moon period or the discounted introductory period.

The revert rate; the rate charged to consumers at the end of the introductory period usually comes as a shock to consumers whom were lured by low introductory rates. read more..

If you’re not a frequent traveller but you’re planning on an international trip, the issue of using credit cards overseas might be new to you. Will you be able to use your Australian credit cards to purchase from merchants in other countries? Will it be just like using your credit card at home? Let’s discuss overseas use of your Australian credit cards today, including some things you need to know before you go. read more..