With spring upon us and summer approaching, perhaps you’re thinking about taking a holiday as the weather warms up. Let’s say you and the family intend to take a big trip overseas. You know you want to use your credit cards for most of your travel transactions because you don’t want to carry much cash and you don’t want to be bothered with traveller’s cheques. But how do you decide which credit card (or cards) to use for something like that?

Here are some things you should consider when choosing which credit cards to use for travel expenses: read more..

There’s nothing wrong with using credit cards as long as you do so responsibly. But no matter how responsible of a cardholder you are, it might still be a good idea to give your credit cards a rest occasionally.

Here are five reasons you should consider leaving your credit cards at home once in a while, and using good old fashioned cash. read more..

You might spring clean your closets, garage, office, and even your computer files. But do you remember to spring clean your credit file? It might be a mess, and if you don’t check on it every once in a while you’ll never know. While you’re cleaning and organising other areas of your life this spring, it’s the perfect time to add your credit file to the list.

Here are some steps you can take to spring clean your credit file to make sure it’s error-free and representing you and your credit history fairly. read more..