If you like completing any of your holiday shopping online, make sure you’re aware of the risks of phishing attempts so you don’t become a victim of credit card fraud. With more people shopping and looking for hot deals at this time of year, consumers might not be as sceptical as they would otherwise be when it comes to clicking links in emails.

Let’s have a quick refresher on what phishing attempts are and what you can do to keep your credit card information and other personal information safer while you finish your holiday shopping online. read more..

Do you have a business credit card like the CitiBusiness credit card or the American Express Gold Business credit card? Are you thinking about applying for one for your small business? If so, when should you use that business credit card, and when would you be better off not charging your purchases?

Let’s talk about some items and situations that might call for business credit card purchasing, and other situations and items that usually call for putting the credit card away. read more..

Nobody likes credit card fees — no cardholder at least. And even though they’re written out in the fine print of your terms and conditions, as it turns out most credit card fees are really optional. Yes. That’s right. Whether or not you pay most credit card fees is entirely up to you!

Let’s take a look at five common credit card fees and how you can avoid them if you really want to. read more..

With the New Year approaching, you might be setting new goals for yourself, financial and otherwise. If one of your financial goals is to save more money, your credit cards might be able to help with that. Well, switching credit cards might be able to help with that actually.

If you’re the type of consumer who finds yourself paying too much money in interest to credit card companies because you finance purchases, it’s a good time to consider a balance transfer. Here’s more information on how balance transfer credit cards can help you save. Then we’ll share some of the best current balance transfer offers available, so you have application options right at your fingertips. read more..

Maybe one of your goals for the New Year is to pay off credit card debt — either getting completely out of debt or at least making a big dent in your balance due. If that’s the case wouldn’t you like to know the fastest way to pay off your credit card debt? Well, we can tell you! read more..