You’re going on an overseas trip this summer. You booked your flight and hotel using a rewards credit card that offers free international travel insurance, as many do. What exactly does that travel insurance cover? Will you recoup losses if you have to cancel your flight? Will you be covered if you’re injured while on your flight? What about if you’re injured at another time during your trip? read more..

It’s a new year. The holidays are over. And if you used credit cards to pay for any of those holiday gifts you, like many consumers, might now be suffering from a post-holiday credit card hangover. That’s when the reality of holiday overspending sets in and you go from thinking about deals to focusing on debt.

Even if you haven’t yet received your first credit card statement since finishing your holiday shopping, now is a good time to think about it. The sooner you start tackling that holiday credit card debt, the better. Let’s talk more about why you might be suffering from a credit card hangover and what you can do about it in coming weeks. read more..

Are you gearing up for some summer travel with the family? Do you plan to use credit cards either to book your trip or to cover purchases while you’re away? Before you finalise your travel plans we have a few credit card travel tips to help you get the most out of your cards and stay safer when you’re away from home.

Here are five credit card travel tips you can consider for your summer holiday or other travel plans. read more..

Do you wish you had a higher credit limit on your favourite credit card? Would you rather have a credit limit increase than having to apply for a new credit card to increase your spending power? On the surface credit limit increases sound like a good idea — more access to financing. But should you really request a limit increase?

Let’s look at some good reasons for requesting a credit limit increase, and some not-so-good reasons some consumers might try to request an increase. read more..

You applied for a new credit card about a month and a half ago. You also have other high interest cards. When reviewing your statements you remembered that your new card had a special balance transfer offer for your first three months. It occurs to you that you could save money by moving your balance away from another high interest card. Does it really make sense to do that? Or is your timing all wrong?

Timing can be very important when it comes to taking advantage of balance transfer rate offers. Most are advertised with a certain balance transfer rate period, such as six to twelve months. Let’s look at what those introductory offer periods really mean and how you can improve your timing to get the most out of balance transfer credit cards. read more..