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Credit Card Perks and Rewards Business Owners Love

May 25, 2011

If you have one or more business credit cards for your company, chances are good that at least one of your cards offers business-oriented perks and rewards. But what sets these business rewards cards apart from personal rewards credit cards? On some levels, they really aren’t very different. You can get some of the same rewards and you’ll likely earn points at a similar rate. Other perks are practically tailor-made for your business.

Let’s take a look at some perks and rewards for business cardholders that fall into both of those groups and give you a little something extra to love about your business credit cards.

1. Frequent Flyer Points

Frequent flyer points are common credit card rewards. But they may be especially nice for users of business credit cards like the Qantas American Express Business credit card. That’s because some professionals are required to travel frequently for work or business opportunities. Beyond regular use, those frequent flyer points might also come in handy for special business events such as non-local conferences.

2. Business Concierge Services

Other credit cards, like the CitiBusiness credit card, offer concierge services to their business users. If you need assistance or information while out of town, such as directions, you call a toll-free number and they can help you. Or you can have them assist with arrangements such as reserving a seat for an event. With some cards you’ll even get discounts on some types of purchases — such as magazines if you happen to subscribe to business-related publications.

3. GST Reporting Breakdowns

A typical benefit of business credit cards is that they will include a GST breakdown for you that meets ATO requirements for reporting. Personal credit cards don’t offer that.

4. Hotel Rewards

Other good reward redemptions for business credit card users are hotel rewards. Even if you don’t travel far enough to fly frequently, you may need to book hotel rooms in nearby cities for client meetings, conferences, and other business reasons. You can often put your rewards points toward hotel stays in addition to flights.

These are just a few examples of credit card rewards that might appeal to you as a business owner. Others might include free international travel insurance, bonus offers like the BlackBerry Curve giveaway currently with the CitiBusiness credit card, or dining discounts if you regularly have business meetings over meals. What kinds of business rewards appeal to you most?

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Below are 3 of our most popular and recommended credit card offers:

 

Purchase Rate (p.a.)

Cash Rate (p.a.)

Balance Transfer

Interest Free Days

Annual Fee

 
Citibank Clear Platinum Credit Card
Citibank Clear Platinum
11.99% 21.74% 2.9% for 12 months up to 55 days $49 Apply Now
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ANZ Platinum Credit Card
ANZ Platinum Credit Card
0% for 6 months 21.49% 0% for 6 months up to 44 days $0 first year Apply Now
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Westpac Low Rate Credit Card
Westpac Low Rate Credit Card
0% for 6 months 21.49% 0% for 6 months up to 55 days $45 Apply Now
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