If you’ve run into hard financial times in the past, you don’t have to let them negatively impact your credit history forever. When you’re ready to take control of your credit history again, you have many options available to you and many steps you can take.

While these are not your only options for improving your credit history, they’re examples of ways you can repair some of those past problems. It’s up to you to take them and other methods available to you to put together your own credit repair plan. read more..

While most people have a Visa or MasterCard credit card, American Express cards have a range of features that could be an advantage in the hands of the right person.

As a credit card provider committed to providing experiences as well as service, American Express goes one step further with credit card offers and rewards. But, like all good services, they come at a price and looking at card features will help you decide whether it is time to go Amex. read more..

If you’re struggling to pay down a credit card balance due to high interest rates, you’ve probably considered switching to a balance transfer credit card like the NAB Gold card. But did you know that you might not be able to transfer your full existing balance to the new credit card? While balance transfers might be a good option for you, you should understand the potential limitations before jumping on the idea.

Let’s take a look at transferring credit card balances, a common balance transfer limit, and what that might mean in your situation. read more..

Many people choose to have more than one credit card in their wallets and there are pros and cons to think about when making this decision.

Here we look at some of the reasons people fill their wallets with cards and how it can work in your favour or against you. read more..

Are you looking for a new rewards credit card that lets you really maximise your rewards points? Then you might want to consider a two-card option like the Commonwealth Bank Low Rate Gold credit card account. With two credit cards you can use one to earn double the rewards points, and still use the more commonly-accepted MasterCard where your American Express isn’t accepted. Better yet, why not enjoy a low regular purchase rate while you earn those rewards?

You can find out more about the Commonwealth Bank Low Rate Gold credit card and find a link to apply online below. read more..