Whether looking to reduce credit debt or just wanting to get a more competitive interest rate, regularly doing credit card comparisons can help get the most out of any credit card.

Three of the most common ways to do credit card comparisons are through friends, at the bank and online and comparing these options will show you how important it really is to keep on top of credit card offers. read more..

You’ve probably heard that you can save money on credit card interest payments if you pay off your balance in full every month. You’ve also probably heard the term “interest free days” thrown around in relation to this. But what exactly does that mean? How does paying your balance in full monthly actually save you money? And is this a feature all credit cards offer?

Let’s take a deeper look at interest free days and their availability to cardholders like you. read more..

While carrying around a credit card can often be easier than cash, it can be expensive when people add a surcharge on top of the payment price.

While the Reserve Bank of Australia has said it is reconsidering the effectiveness of surcharges in some cases, there are still many times when you may end up paying more than the price tag when you swipe your card. read more..

As a consumer, what’s not to love about cheap credit cards? The combination of a low interest rate and low (or even no) annual fee is tough to beat. Even better, some cards like the Citibank Clear Platinum credit card offer 0% interest for a while. So how can these credit card companies be making money off of these low cost credit cards? Why do they continue to offer these types of deals?

Let’s take a look at some of the ways credit card companies earn money on cheap credit cards. First, it’s just interesting to know. Second, some of the ways they earn money on these cards involves you paying more than you might assume when you first come across the deal. read more..

When looking for a first time credit card, or considering a different bank, many people will turn to the most familiar names in the business.

As well as having strong reputations for banking and financial services, the Big Four Banks – ANZ, the Commonwealth Bank, NAB and Westpac – also offer a range of credit card options for new customers. read more..