In some cases a business credit card may be a dream come true, but at other times it could be an added expense when compared to regular credit card options.

So how does someone tell if they need a specialised business credit card, or simply a card upgrade to help with business needs?

As with many credit card offers, it comes down to preference in the end, but looking at the best and worst of each for businesses will help make a decision easier. read more..

If you’re currently in credit card debt, wouldn’t it be nice to get on the path now towards a debt-free future? Even if you can’t afford to pay off all of your current debt at once, there are little steps you can take today that can help you live a debt-free life down the road.

Let’s explore five things you can do to get out of debt and build a future for yourself that doesn’t include an over-reliance on credit. read more..

We all know that low interest rates can be an attractive feature when comparing credit cards. But it isn’t always possible to get extremely low rates alongside other features you want or need. So where do you draw the line? When do interest rates go from being reasonable to being too high and a bad deal?

Let’s take a look at what sets reasonable interest rates apart from high interest rates, and a situation where credit card interest can be completely irrelevant. read more..

The benefits of staying loyal to a bank or other credit card provider can often be worthwhile and lead to personalised credit solutions.

On the other hand, credit card offers are changing at a rapid pace as competitors try to outshine each other, so finding the best deal may mean looking outside the square. So what is more important – loyalty to a provider or the actual card features on offer? read more..

If you owe debt to multiple lenders — and different kinds of lenders — it can be a challenge to figure out which debts to pay off first. Do you pay your credit card balance off or pay down your car loan, for example? While there are some definite benefits to paying off your credit cards as quickly as possible, there’s another important factor to consider.

Let’s take a look at why you might want to pay off your credit card debt first, and why your interest rates might turn out to be the deciding factor. read more..