Many credit card accounts come with annual fees. Sometimes you can avoid them by going with a no annual fee credit card, but if you want perks and rewards chances are good you’ll pay one. The question then becomes whether or not a credit card annual fee is reasonable.

Let’s take a look at credit card annual fees and some things to consider about those fees when you compare credit cards. read more..

Do you want a new credit card? Do you need a card that’s accepted just about everywhere you shop? Then you might want to consider getting a MasterCard. To help you find great deals on MasterCard credit cards, we’ve assembled a list of some of the best MasterCard offers around today. You can find out why we think they’re great picks below, or click their corresponding links to learn more and apply online.

Here are our top five picks for the best MasterCard credit card offers currently on the market. read more..

One of the benefits of using credit cards compared to other payment options is purchase protection. You’re protected from things like credit card fraud and situations where you’re charged more than you should have been.

Being overcharged by a retailer doesn’t necessarily mean you’re a victim of fraud (sometimes there are technical errors for example). But how do you take advantage of this extra security and protect yourself from these mistakes as well? read more..

Let’s say you own a small business. You need financing or more convenience when it comes to business spending. You decide to get a credit card. Is it okay to use a personal credit card in your name, or should you get a business credit card? Other than the name, is there even a difference?

While you can technically use one of your personal cards to help finance your business, it’s generally a better idea to get a business credit card like the CitiBusiness credit card. Let’s explore why that’s the case. read more..

You know that you can use your credit card account to make purchases, but what if you want to allow someone else in your household to do the same? For example, you might want to let your spouse have access to the account, or even your teen when they’re in school. When that happens, you can add another authorised cardholder to your account. Some cards let you add a certain number of cardholders for free and others charge a small annual fee per cardholder (on top of your regular annual fee).

The benefits to the additional cardholder are clear. They get access to the credit card account without having to apply for new credit of their own. But what are the benefits for you? read more..