When it comes to choosing a new credit card you should look beneath the surface of each credit card offer. The full terms and conditions will let you see how offers really stack up against each other. It’s just as important to know the full terms of credit card accounts you already have too (such as how your rewards programme works or what you’ll be charged if you use your credit card internationally).

These terms and conditions aren’t always easily accessible unfortunately. So here are three places where you may be able to find them or access them. read more..

Do you wish there was a way you could pay with your credit cards at your favourite stores, but without having to carry them around all the time? That might be the future of credit card transactions thanks to mobile wallets where your credit card accounts are tied to your mobile phone. But are mobile wallets safe?

Let’s explore the idea of mobile wallets and look at some of the pros and cons you might want to consider. read more..

One of the perks of credit cards over cash and cheques is the ability to use them for online purchases. And while online credit card transactions are generally safe, there are still some legitimate concerns.

Let’s look at some situations when it’s smarter not to use your credit card online. In these cases you should look for other, more trusted, retailers or at least dig a little deeper. If you come across any of these signs or situations, put your credit card away before you risk becoming a victim of credit card fraud. read more..

In your search for a new credit card, you might have come across cards with no set credit limit. “Wow,” you might think. “I can charge as much as I want!” It’s easy to understand where this myth comes from. But it’s just that — a myth. Not having a specific credit limit doesn’t mean you have a licence to spend obscene amounts of money.

Actually, these no-limit cards aren’t even credit cards. They’re similar, but the differences are important. Let’s explore them. read more..

We know that it can be time consuming to compare credit cards. That’s why we help you cut through the clutter by featuring the best of the best credit card offers at the beginning of every month. We stay on top of the changing offers in the market so you don’t have to.

Here are our top pick credit card offers for August. Our top three retained their spots from last month, and we introduce two newcomers to our list. read more..