Credit cards can be convenient tools when you want to go shopping. But they can also be used for non-shopping transactions like making bill payments. There are reasons to consider using them for this purpose, but also reasons to avoid using them to pay your bills. Let’s explore both sides of the issue before you decide whether or not to use your credit cards for bill payments.

Here are two pros and two cons of paying your bills with credit cards. read more..

Do you have bad credit? Do you plan to continue using credit cards anyway, but you want to make better credit and spending decisions? Then these bad credit tips might help. Here are some things you should consider doing (or not doing) that don’t involve cutting up all your plastic.

Here are five credit card related tips for consumers with bad credit. read more..

You know that credit cards can cost you money directly through interest and fees. But do you know who else is financially affected by your credit card use? There are at least three different groups that make money when you use your credit cards to spend it.

Here are the three groups that make money when consumers like you use credit cards.
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When comparing credit cards you’ve probably seen elite cards advertised. These would be things like gold cards, platinum cards, or those with other specialty names like the Citi Select credit card. They’re appealing because they can be considered status symbols. But do you really need one?

To help you decide if a gold or platinum card is right for you, let’s look at some of the benefits and drawbacks. read more..

When we think about keeping our credit cards safe, our minds can go to worst case scenarios (like some big plot from credit card scammers). But you don’t have to be paranoid about credit card security. In the end, it’s the little things than can help you keep your credit card information safest.

Here are three simple everyday credit card security tips that can sometimes slip our minds. read more..