Do you want a new credit card with a flexible rewards programme, where you can redeem points for anything from flights to gift cards for your favourite retailers? Then you’ll love the rewards programme tied to Westpac’s Altitude Gold credit card. Not only do you get flexible redemption options, but you can earn points twice as fast when you use the American Express card tied to your account.

You can learn more about the Westpac Altitude Gold credit card below, and find a link to apply online today if you feel it’s the right credit card for you.

Type of Credit Card: Frequent flyer credit card, Rewards card, Balance transfer credit card

Interest Rates*: This credit card has a 19.99% purchase rate and a 21.59% cash advance rate.

You can take advantage of a special introductory balance transfer offer from Westpac when you’re approved for this credit card. You’ll get 0.99% interest on balance transfers for up to nine months. To get this deal, you should apply for the balance transfer directly on the credit card application.

Annual Fee*: There is a $150 annual fee for the Westpac Altitude Gold credit card.

Rewards / Extras*: You actually get two credit cards instead of one — an American Express and either a MasterCard or Visa (tied to the same account). You can earn two Altitude points per dollar spent when you use your American Express. If you want to use your credit card where American Express is not accepted, use your MasterCard or Visa instead and you’ll still earn one point per dollar spent.

Westpac is offering a special bonus rewards deal to new customers approved for this card. When you get your new Westpac Altitude Gold credit card, you can get 10,000 bonus rewards points when you make your first purchase.

Points in this programme are not capped and they do not expire. You’ll also receive perks like free international travel insurance and extended warranties.

Additional Details*: To be eligible for the Westpac Altitude Gold credit card, you must earn at least $50,000 per year.

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* Interest rates, annual fees, and rewards programme details were taken from the most accurate data available at the time of writing. All rates are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.