Do you want a new credit card with a flexible rewards programme, where you can redeem points for anything from flights to gift cards for your favourite retailers? Then you’ll love the rewards programme tied to Westpac’s Altitude Gold credit card. Not only do you get flexible redemption options, but you can earn points twice as fast when you use the American Express card tied to your account.

You can learn more about the Westpac Altitude Gold credit card below, and find a link to apply online today if you feel it’s the right credit card for you. read more..

Do you use credit cards frequently when you shop for the convenience or rewards? Are you also a bargain hunter? If so, using your credit card might not be the best idea. While your credit card can make it convenient for you to make a purchase when you spot an unbeatable deal, it can also counteract any savings you expect.

Here are three ways credit cards can sometimes turn great prices into bad deals. read more..

Credit card cash advances are often a bad idea. That’s because a cash advance can be significantly more expensive than a typical credit card charge. One reason for that is the fact that cash advances generally have much higher interest rates than purchase rates.

Let’s look at why cash advances can be treated differently by credit card companies, and another reason cash advances are so costly. read more..

What causes credit card debt? Unfortunately there’s no one-size-fits-all answer to that question. While it’s easy to simply blame every cardholder and say they screwed up, that isn’t true. Today let’s look at several possible causes of credit card debt instead of jumping to conclusions.

Here are four common reasons consumers get into serious credit card debt. read more..

Are you struggling to pay off your credit card balances? Do you wish you could postpone a payment or two by using one credit card to pay off another? While you probably can’t directly use one credit card to pay another card’s bill, there is a way to do this.

Let’s look at how you can use one credit card to pay the credit card debt on another, and whether or not this is a smart idea. read more..