One of the biggest benefits of credit cards is the fact that you can dispute purchases — something you cannot do easily with cash transactions. In the past, we talked about how to dispute credit card transactions with your credit card company. But when is that the appropriate course of action?

Let’s look at two situations when you might want to consider disputing a credit card transaction. read more..

If you’re looking for a simple and inexpensive credit card deal, you aren’t short on offers right now. One worth considering is the St. George Vertigo MasterCard. You get a low regular purchase rate, very low balance transfer rate so you can move old balances to the cheaper card, and a low annual fee. By cutting out rewards programmes and other perks common to elite cards, you can save money without sacrificing the convenience and security you want in a credit card.

Read below to find out more about the St. George Vertigo MasterCard and apply online if it sounds like a good card for you. read more..

Are you looking for a simple new credit card you can use for everyday purchases? Are you tired of paying high interest on your current balance, and looking for a better card that can help you save as much money as possible? Then a no frills credit card might be just what you’re looking for. And if that’s the case, you should check out the Aussie MasterCard.

You can find out more about the Aussie credit card below. If it sounds like the deal you’ve been looking for, just click the link below to apply online today. read more..

Are you unhappy with one of your credit cards? If so, it might not necessarily be a problem with the card itself, but instead that the card no longer fits your lifestyle. And when that happens, it’s a good time to consider applying for a new credit card.

Here are the two basic ways your credit cards should fit your lifestyle if you plan to keep them. read more..

Whether you’ve just tackled serious credit card debt and you want to avoid it again or you’ve never been in debt and want to keep it that way, there are a few simple New Year’s resolutions you can set which will make that debt-free lifestyle a reality. You might already abide by some of these ideas. Others might be changes worth considering in the New Year, especially if you know you’re susceptible to credit card debt.

Here are three simple New Year’s resolutions where common sense can keep you debt free. read more..