Do you plan on travelling this holiday season to visit friends or family? Then you know those holiday travel expenses can really add up. Don’t just sit back and take it. Find ways to save using your credit cards!

Here are four ways your credit cards might help you save money on travel this holiday season.

1. Use your frequent flyer points.

If you have to fly to your holiday destination, check your rewards cards. If you have a frequent flyer card like the Earth credit card, you might have enough frequent flyer points to get a free flight, upgrade, or at least savings for you or a family member.

2. Take advantage of hotel rewards.

Some rewards credit cards also let you redeem points with your favourite hotels. If you won’t be staying with a loved one during your trip, see if you can use some of your rewards points to save on hotel accommodations. You might be able to get a room upgrade, money off typical fees, or even a free stay.

3. Insure your travel experience (for free).

Plans can get derailed on a moment’s notice, even for reasons beyond your control. If that happens, travel insurance can come in handy. But why pay for it? Many credit cards, including the Citibank Clear Platinum credit card, offer free travel insurance. Just be sure to check your policy. Some cards only offer free international travel coverage while others offer both overseas and domestic coverage.

4. Save on road trips with fuel credit cards.

If you don’t plan to fly, why not take a road trip to visit loved ones this holiday season? If you have a fuel rewards card like the Citibank BP credit card, you can save on petrol purchases to save money on your travel expenses. This card offers 5% savings if you fill up at BP stations.

You have enough to worry about over the holidays. Don’t let travel expenses overwhelm you. Figure out how your credit cards can help you save money on your trip this year and you’ll have more money in the bank and more peace of mind while you spend time with friends and family.