Do you tend to spend money more than you save it? Then you’ll want an affordable bank account that offers you debit card access for easier purchasing power. Enjoy flexible spending options with cash withdrawals, debit charges, and cheques all with no monthly fee when you open a Bankwest Zero Transaction Account. Even better, you won’t pay ATM fees when you use your debit card at ATMs for any of the Big 4 banks around Australia.

Find out more about the Bankwest Zero Transaction Account with Debit Card below and apply for a new account today if it feels like a good fit for you.

Type of Card: Debit card

Interest Rate*: You don’t earn any interest on balances deposited in your Bankwest Zero Transaction Account.

Monthly Fee*: Do you make regular monthly deposits (such as through pay cheques) that equal $2000 or more? If so, you won’t have to pay any monthly account maintenance fees for your Bankwest Zero Transaction Account. If you don’t meet that deposit requirement, your account might be converted to a “Lite Transaction Account — Direct Option” which has different terms and conditions.

Other Fees*: You can avoid paying ATM fees by withdrawing cash from ANZ, Westpac, NAB, CBA, or Bankwest ATMs. There are more than 10,000 of them inAustralia, so you shouldn’t have a problem finding one.

The Bankwest Zero Transaction Account’s debit card will incur foreign transaction fees and foreign ATM fees if you use your card overseas. The foreign ATM fee is $5 per transaction (which includes balance enquiries). The foreign transaction fee is 2.95% of each transaction amount.

Additional Details*: The debit card for this account isn’t automatically supplied. Make sure you request it (as opposed to a basic ATM card) if you want to be able to use it for direct purchases wherever MasterCard is accepted.

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* All account and debit card details were taken from the most accurate data available at the time of writing. All rates and fees are subject to change from the issuing bank, and their inclusion here in no way serves as a guarantee of rates. Please review rates and terms with the card issuer at the time of application.