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May 31, 2012
When we think of the term “credit card debt” it tends to have a negative meaning. But really credit card debt is any balance you ever have on a credit card. If you owe money to a credit card company (for even a short period of time), you technically have credit card debt.
Knowing that, when does credit card debt really become a problem? Let’s start by looking at credit card debt that isn’t necessarily bad, and then move on to some signs that your debt may have crossed the line to become a problem. read more >
January 13, 2012
2011 saw the Australian Government kick off a raft of banking reforms with the aim of making banking in Australia fairer and more competitive.
2012 will see a whole range of credit card reforms come into play that will seriously impact on how credit card providers can market their products to you.
Most of these reforms won’t happen until July but it’s worth knowing how the changes will affect you, and some of the things credit card providers might do in response both in the run up to the reforms and after they come into force. read more >