Credit Card articles

A corporate credit card may have similar features to your own plastic, but these options come with completely different privileges and responsibilities.

If your company has opted for a corporate card, it means that you can cut back on using your own money and spending time filling out expense forms for travel, events and even office supplies.

As an added bonus you will not even have to worry about the interest or repayments (unless you work in the finance department). read more >

Tougher economic times mean that many businesses are dealing with lower profits and tighter bottom lines – a trend that is set to continue according to the latest Commonwealth Bank Business Sales Indicator (BSI).
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We follow their relationships, work lives and international adventures, but when it comes to celebrities and money, it is usually only their earnings that get a mention.

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Do you wish you could purchase things you need for your business now, but pay later, and do it without paying interest? You can. It’s called “floating” your expenses, and it works similarly to short-term (and free) financing.

Let’s look at “floating” business expenses, what that means, and why you might want to do it with business credit cards. read more >

Are you interested in applying for a credit card for your business? Whether you operate your business independently or you run a large organisation, there are many reasons you might want to consider one.

Business credit cards can give you more spending power, serve as short-term financing, and give you greater purchasing convenience and security. And as a business owner, you can even add key employees as additional cardholders so all of their company-related spending is tracked under a single credit card account. read more >

If you run a small business, you might have considered getting a business credit card. These cards, like the CitiBusiness credit card, offer a number of benefits that could help your company. Common examples are automated recordkeeping and business rewards (like frequent flyer points if you take a lot of business trips). Business credit cards can also help you grow your business by letting you finance large purchases needed for expansion.

Here are a few other business credit card benefits you might not have considered yet. read more >

If you have a credit card for your business (like the American Express Business credit card), should anyone have access to it besides you? And if someone should have access to your business credit card, why would they need it? Is this the same for all businesses or can credit card access needs change as your business grows?

Let’s explore these questions and how business credit cards might be used in your company. read more >

If you run a small business and only accept cash and cheques, you’re missing out on a great opportunity. Have you considered accepting credit cards too? You should! Not only can they help you increase revenue, but accepting credit cards also has a security benefit.

Here are three reasons your business should start accepting credit cards. read more >

If you run a small business, you have multiple financing options available to you — from business credit cards to vendor lines of credit. Business rewards cards, like the CitiBusiness credit card, have an obvious appeal. You get something back when you spend money growing your business — money you plan to spend anyway.

Does that mean business rewards cards are always a good idea for business owners like you? Of course not. To help you figure out whether or not you really need a rewards card for your business, let’s take a look at both sides of the issue. read more >

When you start a new business you might need access to credit right away, or you might not. Even if you don’t need a business loan or credit card immediately, you might want that financing later in order to grow or pay for regular expenses more conveniently.

How can you build a credit history for your business when you’re just starting out so you can secure larger financing later though? Here are a few ways you might start building business credit so you can secure better financing when your business is ready to grow. read more >